/* ==========================================================================
   CREDVISTA FINANCE & BUSINESS SOLUTIONS
   style.css — single stylesheet for the whole site

   CONTENTS
   01  Fonts, tokens, reset
   02  Typography, layout primitives, buttons, utilities
   03  Motion primitives  (Business Growth Motion: reveals, masks, grid, growth path)
   04  Site chrome        (loader, cursor, header, mobile nav, floating CTA, footer)
   05  Heroes
   06  Components         (explorers, selectors, journey, dashboard, timeline, tools…)
   07  Forms
   08  Page-specific      (contact, legal, placeholders)
   09  Reduced motion & print

   BRAND COLOURS are taken from the official logo:
   blue #12709E · orange #FF8C05 · grey #999999. Everything else is a tint or
   shade of those hues. Change them in :root and the whole site follows.
   ========================================================================== */

/* 01 — FONTS ---------------------------------------------------------------- */
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:200 800;font-display:swap;
  src:url("../assets/fonts/plus-jakarta-sans-latin-wght-normal.woff2") format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:100 900;font-display:swap;
  src:url("../assets/fonts/inter-latin-wght-normal.woff2") format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:400;font-display:swap;
  src:url("../assets/fonts/ibm-plex-mono-latin-400-normal.woff2") format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:500;font-display:swap;
  src:url("../assets/fonts/ibm-plex-mono-latin-500-normal.woff2") format("woff2")}

/* 01 — TOKENS --------------------------------------------------------------- */
:root{
  /* brand (from logo) */
  --blue:#12709E;
  --orange:#FF8C05;
  --grey:#999999;
  /* derived */
  --blue-700:#0D567A;
  --blue-400:#3F9AC6;
  --blue-300:#7DBBDB;
  --blue-100:#DCEBF3;
  --blue-50:#EEF5F9;
  --orange-ink:#A85400;          /* orange dark enough for small text on white */
  --ink:#061C29;                 /* deep navy, same hue as the logo blue */
  --ink-2:#0A2838;
  --ink-3:#123B52;
  --text:#0C2331;
  --slate:#4C5E6A;
  --slate-2:#71828D;
  --line:#D5DFE6;
  --line-2:#E6ECF0;
  --paper:#F3F6F8;
  --white:#fff;
  --on-dark:#EAF2F6;
  --on-dark-2:#9FB4C1;
  --line-dark:rgba(255,255,255,.14);

  --f-display:"Plus Jakarta Sans","Inter",system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --f-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;

  --wrap:1320px;
  --gut:clamp(20px,4.2vw,60px);
  --hh:84px;                     /* header height */
  --sec:clamp(76px,10.5vw,160px);/* section rhythm */
  --r:3px;

  --ease:cubic-bezier(.2,.7,.1,1);
  --ease-io:cubic-bezier(.65,0,.35,1);
  --ease-out:cubic-bezier(.16,1,.3,1);
}
@media (max-width:1179px){:root{--hh:68px}}

/* 01 — RESET ---------------------------------------------------------------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--hh) + 24px)}
body{margin:0;font-family:var(--f-body);font-size:1rem;line-height:1.62;color:var(--text);background:var(--white);
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility;overflow-x:hidden}
@supports (overflow:clip){body{overflow-x:clip}}
h1,h2,h3,h4,h5,p,ul,ol,dl,dd,figure,blockquote,fieldset{margin:0;padding:0}
ul,ol{list-style:none}
fieldset{border:0;min-width:0}
img,svg,video,iframe{display:block;max-width:100%}
img{height:auto}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;padding:0;cursor:pointer;text-align:inherit}
input,select,textarea{font:inherit;color:inherit}
[hidden]{display:none!important}
::selection{background:var(--blue);color:#fff}
:focus{outline:none}
:focus-visible{outline:2px solid var(--orange);outline-offset:3px;border-radius:2px}

.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:fixed;left:16px;top:-80px;z-index:400;background:var(--ink);color:#fff;padding:12px 18px;border-radius:var(--r);font-weight:600;font-size:.875rem;transition:top .25s}
.skip:focus{top:16px}

/* 02 — TYPOGRAPHY ----------------------------------------------------------- */
.h1,.h2,.h3,.h4{font-family:var(--f-display);font-weight:700;color:inherit;text-wrap:balance}
.h1{font-size:clamp(2.1rem,6.5vw,6.1rem);line-height:.99;letter-spacing:-.038em}
.h2{font-size:clamp(1.85rem,4.3vw,3.9rem);line-height:1.04;letter-spacing:-.032em}
.h3{font-size:clamp(1.3rem,2.05vw,1.85rem);line-height:1.14;letter-spacing:-.022em}
.h4{font-size:1.0625rem;line-height:1.3;letter-spacing:-.01em}
.lead{font-size:clamp(1.03rem,1.3vw,1.28rem);line-height:1.56;color:var(--slate);max-width:36em}
.body{color:var(--slate);max-width:38em}
.body + .body{margin-top:1em}
.hl{font-style:normal;color:var(--blue)}
.is-dark .hl{color:var(--orange)}

/* small uppercase metadata */
.label{font-family:var(--f-body);font-size:.75rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-2)}
.is-dark .label{color:var(--on-dark-2)}
.mono{font-family:var(--f-mono);font-size:.75rem;letter-spacing:.06em;font-feature-settings:"zero"}

/* section index: “01 / CREDVISTA” with the rising tick from the logo */
.idx{display:inline-flex;align-items:center;gap:.7em;font-family:var(--f-mono);font-size:.75rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--slate)}
.idx::before{content:"";width:26px;height:10px;flex:none;background:
  linear-gradient(to top right,transparent calc(50% - .8px),var(--orange) calc(50% - .8px),var(--orange) calc(50% + .8px),transparent calc(50% + .8px))}
.idx b{font-weight:500;color:var(--blue)}
.idx i{font-style:normal;opacity:.45}
.is-dark .idx{color:var(--on-dark-2)}
.is-dark .idx b{color:#fff}

.tag{display:inline-flex;align-items:center;gap:.6em;font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;
  padding:.55em .9em;border:1px solid var(--line);border-radius:99px;color:var(--slate);background:rgba(255,255,255,.6);white-space:nowrap}
.tag::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--orange);flex:none}
.is-dark .tag,.tag--ghost{border-color:var(--line-dark);color:var(--on-dark);background:rgba(6,28,41,.35)}
.tag--plain::before{display:none}

/* 02 — LAYOUT --------------------------------------------------------------- */
.wrap{width:100%;max-width:calc(var(--wrap) + var(--gut)*2);margin-inline:auto;padding-inline:var(--gut)}
.section{position:relative;padding-block:var(--sec)}
.section--paper{background:var(--paper)}
.section--tint{background:var(--blue-50)}
.section--ink{background:var(--ink);color:var(--on-dark)}
.section--blue{background:var(--blue);color:#fff}
.section--tight{padding-block:clamp(56px,7vw,104px)}
.section--flush-top{padding-top:0}
.is-dark{color:var(--on-dark)}
.is-dark .lead,.is-dark .body{color:var(--on-dark-2)}

.shead{display:grid;gap:clamp(18px,2vw,28px);margin-bottom:clamp(40px,5.5vw,84px)}
.shead--split{grid-template-columns:minmax(0,7fr) minmax(0,5fr);align-items:end;column-gap:clamp(28px,6vw,96px)}
.shead--split .idx{grid-column:1/-1}
.shead--center{justify-items:center;text-align:center}
.shead--center .lead{margin-inline:auto}
@media (max-width:899px){.shead--split{grid-template-columns:1fr}}

.grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));column-gap:clamp(16px,2.4vw,40px)}
.rule{height:1px;background:var(--line);border:0;margin:0}
.is-dark .rule{background:var(--line-dark)}

/* 02 — BUTTONS -------------------------------------------------------------- */
/* the arrow is the logo’s rising arrow; it travels up-right on hover */
.arr{position:relative;display:inline-block;width:.8em;height:.8em;flex:none;overflow:hidden}
.arr::before,.arr::after{content:"";position:absolute;inset:0;background:currentColor;
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M2.2 9.8 9.6 2.4M3.8 2.2h6v6' fill='none' stroke='%23000' stroke-width='1.7'/%3E%3C/svg%3E") center/contain no-repeat;
          mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M2.2 9.8 9.6 2.4M3.8 2.2h6v6' fill='none' stroke='%23000' stroke-width='1.7'/%3E%3C/svg%3E") center/contain no-repeat;
  transition:transform .5s var(--ease)}
.arr::after{transform:translate(-115%,115%)}
a:hover > .arr::before,button:hover > .arr::before,.has-arr:hover .arr::before{transform:translate(115%,-115%)}
a:hover > .arr::after,button:hover > .arr::after,.has-arr:hover .arr::after{transform:none}

.btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.9em;min-height:54px;padding:0 1.65em;
  font-family:var(--f-body);font-size:.8125rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;line-height:1.1;white-space:nowrap;
  border-radius:var(--r);border:1px solid transparent;overflow:hidden;isolation:isolate;
  transition:color .35s var(--ease),border-color .35s var(--ease),background-color .35s var(--ease)}
.btn::before{content:"";position:absolute;inset:-1px;z-index:-1;background:var(--orange);transform:translateY(101%);transition:transform .5s var(--ease)}
.btn:hover::before,.btn:focus-visible::before{transform:none}
.btn--primary{background:var(--blue);color:#fff}
.btn--primary:hover,.btn--primary:focus-visible{color:var(--ink)}
.btn--light{background:#fff;color:var(--ink)}
.btn--ghost{border-color:currentColor;color:inherit}
.btn--ghost::before{background:var(--ink)}
.btn--ghost:hover,.btn--ghost:focus-visible{color:#fff;border-color:var(--ink)}
.is-dark .btn--ghost{border-color:rgba(255,255,255,.4);color:#fff}
.is-dark .btn--ghost::before{background:#fff}
.is-dark .btn--ghost:hover,.is-dark .btn--ghost:focus-visible{color:var(--ink);border-color:#fff}
.btn--sm{min-height:44px;padding:0 1.25em;font-size:.75rem}
.btn--block{width:100%}
.btn[disabled],.btn[aria-disabled="true"]{opacity:.55;pointer-events:none}
.acts{display:flex;flex-wrap:wrap;gap:12px}

/* text link with a line that redraws */
.tlink{display:inline-flex;align-items:center;gap:.8em;font-size:.8125rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);
  padding-block:.5em;background:linear-gradient(currentColor,currentColor) 0 100%/100% 1px no-repeat;transition:background-size .5s var(--ease),color .3s}
.tlink:hover{background-size:0 1px;background-position:100% 100%}
.is-dark .tlink{color:#fff}

/* inline prose link */
.plink{color:var(--blue);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:.2em}
.plink:hover{color:var(--blue-700)}
.is-dark .plink{color:#fff}

/* 02 — MEDIA ---------------------------------------------------------------- */
/* every image slot has a designed brand fallback, so a missing photo never looks broken */
.media{position:relative;overflow:hidden;background-color:var(--ink-2);isolation:isolate;
  background-image:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 400 300' preserveAspectRatio='none'%3E%3Cpath d='M-10 280C90 276 150 236 210 176S320 46 410 20' fill='none' stroke='%23FF8C05' stroke-width='1.2' vector-effect='non-scaling-stroke' opacity='.8'/%3E%3Cpath d='M-10 296C110 290 190 250 250 196S340 86 410 60' fill='none' stroke='%237DBBDB' stroke-width='1' vector-effect='non-scaling-stroke' opacity='.45'/%3E%3C/svg%3E"),
    linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px),
    linear-gradient(140deg,var(--ink) 0%,var(--ink-3) 55%,var(--blue) 130%);
  background-size:100% 100%,56px 56px,56px 56px,100% 100%}
.media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.media img.is-broken{visibility:hidden}
.media--4x5{aspect-ratio:4/5}
.media--3x4{aspect-ratio:3/4}
.media--1x1{aspect-ratio:1}
.media--3x2{aspect-ratio:3/2}
.media--16x10{aspect-ratio:16/10}
.media--16x9{aspect-ratio:16/9}
.media__cap{position:absolute;left:14px;bottom:14px;z-index:2}

/* 02 — LISTS ---------------------------------------------------------------- */
.ticks{display:grid;gap:.7em}
.ticks li{position:relative;padding-left:1.9em;color:var(--slate)}
.ticks li::before{content:"";position:absolute;left:0;top:.72em;width:1.1em;height:1px;background:var(--orange)}
.is-dark .ticks li{color:var(--on-dark-2)}

.kv{display:grid;gap:0}
.kv > div{display:grid;grid-template-columns:minmax(0,10.5em) minmax(0,1fr);gap:1.5em;padding:1.15em 0;border-top:1px solid var(--line)}
.kv > div:last-child{border-bottom:1px solid var(--line)}
.kv dt{font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--slate-2);padding-top:.35em}
.kv dd{color:var(--text)}
.kv dd ul{display:grid;gap:.4em;color:var(--slate)}
.is-dark .kv > div{border-color:var(--line-dark)}
.is-dark .kv dd{color:var(--on-dark)}
@media (max-width:559px){.kv > div{grid-template-columns:1fr;gap:.35em}}

/* notes / disclaimers */
.note{display:grid;grid-template-columns:auto minmax(0,1fr);gap:.4em 1em;align-items:start;padding:1.15em 1.3em;border:1px solid var(--line);border-left:2px solid var(--orange);
  background:rgba(255,255,255,.65);font-size:.875rem;line-height:1.6;color:var(--slate);border-radius:0 var(--r) var(--r) 0}
.note b{grid-column:1/-1;font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--text)}
.note p{grid-column:1/-1}
.is-dark .note{background:rgba(255,255,255,.04);border-color:var(--line-dark);border-left-color:var(--orange);color:var(--on-dark-2)}
.is-dark .note b{color:#fff}

/* 03 — MOTION PRIMITIVES ---------------------------------------------------- */
/* Reveals only hide content once JS has confirmed it is running (html.js) */
.js [data-reveal="up"]{opacity:0;transform:translateY(30px);transition:opacity .9s var(--ease),transform 1.1s var(--ease-out);transition-delay:var(--d,0s)}
.js [data-reveal="fade"]{opacity:0;transition:opacity 1.1s var(--ease);transition-delay:var(--d,0s)}
.js [data-reveal="up"].is-in,.js [data-reveal="fade"].is-in{opacity:1;transform:none}

/* heading lines rise out of a clip */
.ln{display:block;overflow:hidden;padding-bottom:.14em;margin-bottom:-.14em}
.ln > span{display:block}
.js [data-reveal="lines"] .ln > span{transform:translateY(112%);transition:transform 1.15s var(--ease-out);transition-delay:calc(var(--d,0s) + var(--i,0) * .09s)}
.js [data-reveal="lines"].is-in .ln > span{transform:none}
.ln:nth-child(2){--i:1}.ln:nth-child(3){--i:2}.ln:nth-child(4){--i:3}.ln:nth-child(5){--i:4}

/* image reveal: a geometric blue mask slides away, then the photo settles */
.js .media[data-reveal="mask"]::after{content:"";position:absolute;inset:0;z-index:3;background:var(--blue);
  clip-path:polygon(0 0,100% 0,100% 100%,0 100%);transition:clip-path 1.15s var(--ease-io);transition-delay:var(--d,0s)}
.js .media[data-reveal="mask"].is-in::after{clip-path:polygon(100% 0,100% 0,100% 100%,calc(100% + 12vw) 100%)}
.js .media[data-reveal="mask"] img{transform:scale(1.14);transition:transform 1.9s var(--ease-out);transition-delay:var(--d,0s)}
.js .media[data-reveal="mask"].is-in img{transform:none}

/* stagger children */
.js [data-stagger] > *{opacity:0;transform:translateY(22px);transition:opacity .8s var(--ease),transform 1s var(--ease-out);transition-delay:calc(var(--n,0) * .07s)}
.js [data-stagger].is-in > *{opacity:1;transform:none}
[data-stagger] > :nth-child(2){--n:1}[data-stagger] > :nth-child(3){--n:2}[data-stagger] > :nth-child(4){--n:3}
[data-stagger] > :nth-child(5){--n:4}[data-stagger] > :nth-child(6){--n:5}[data-stagger] > :nth-child(7){--n:6}
[data-stagger] > :nth-child(8){--n:7}[data-stagger] > :nth-child(9){--n:8}

/* the business grid — deliberately faint */
.bgrid{position:absolute;inset:0;pointer-events:none;z-index:0;
  background-image:linear-gradient(rgba(18,112,158,.075) 1px,transparent 1px),linear-gradient(90deg,rgba(18,112,158,.075) 1px,transparent 1px);
  background-size:88px 88px;
  -webkit-mask-image:linear-gradient(to bottom,transparent,#000 22%,#000 70%,transparent);mask-image:linear-gradient(to bottom,transparent,#000 22%,#000 70%,transparent);
  animation:gridDrift 48s linear infinite}
.is-dark > .bgrid,.bgrid--dark{background-image:linear-gradient(rgba(255,255,255,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.055) 1px,transparent 1px)}
@keyframes gridDrift{to{background-position:88px 88px}}
.section > .wrap,.section > .bgrid ~ *{position:relative;z-index:1}

/* THE GROWTH PATH — one continuous rising line with stages on it.
   The SVG is built by script.js so the curve is never stretched. */
.gpath{position:relative;width:100%;height:100%}
.gpath svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.gpath__base{fill:none;stroke:var(--line);stroke-width:1}
.gpath__draw{fill:none;stroke:var(--orange);stroke-width:2;stroke-linecap:round}
.is-dark .gpath__base{stroke:rgba(255,255,255,.16)}
.gnode{position:absolute;left:0;top:0;width:0;height:0;z-index:2}
.gnode > b{position:absolute;left:-6px;top:-6px;width:12px;height:12px;border-radius:50%;background:var(--white);border:2px solid var(--line);
  transition:border-color .5s,background-color .5s,transform .6s var(--ease-out),box-shadow .6s}
.is-dark .gnode > b{background:var(--ink);border-color:rgba(255,255,255,.3)}
.gnode.is-on > b{border-color:var(--orange);background:var(--orange);box-shadow:0 0 0 6px rgba(255,140,5,.16)}
.gnode > em{position:absolute;left:14px;top:10px;font-style:normal;font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;white-space:nowrap;
  color:var(--slate-2);opacity:.55;transition:opacity .5s,color .5s}
.is-dark .gnode > em{color:var(--on-dark-2)}
.gnode.is-on > em{opacity:1;color:var(--text)}
.is-dark .gnode.is-on > em{color:#fff}
.gnode--flip > em{left:auto;right:14px}
.gnode--up > em{top:auto;bottom:12px}
.gnode:hover > b{transform:scale(1.5)}
.gnode:hover > em{opacity:1}
.gpath__run{position:absolute;left:-4px;top:-4px;width:8px;height:8px;border-radius:50%;background:var(--blue-300);opacity:0;z-index:1;box-shadow:0 0 0 4px rgba(125,187,219,.18)}

/* 04 — LOADER --------------------------------------------------------------- */
/* Shown once per browser session. Pure CSS timeline; script.js only dismisses it.
   A CSS fail-safe removes it even if JavaScript never runs. */
.loader{position:fixed;inset:0;z-index:300;display:none;place-items:center;background:var(--ink);color:#fff;overflow:hidden}
.is-loading .loader{display:grid;animation:loaderFailsafe .01s linear 6.5s forwards}
.loader.is-out{clip-path:inset(0 0 100% 0);transition:clip-path .95s var(--ease-io)}
@keyframes loaderFailsafe{to{visibility:hidden}}
.loader__grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:72px 72px}
.loader__svg{position:absolute;inset:0;width:100%;height:100%}
.loader__svg--p{display:none}
@media (orientation:portrait){.loader__svg--l{display:none}.loader__svg--p{display:block}}
.loader__svg path{fill:none;stroke:var(--orange);stroke-width:2.5;stroke-linecap:round;stroke-dasharray:1;stroke-dashoffset:1;animation:ldDraw 1.5s var(--ease-io) .15s forwards}
.loader__svg circle{fill:var(--ink);stroke:var(--orange);stroke-width:2.5;transform-box:fill-box;transform-origin:center;transform:scale(0);animation:ldDot .5s var(--ease-out) forwards}
.loader__svg circle:nth-of-type(1){animation-delay:.62s}
.loader__svg circle:nth-of-type(2){animation-delay:.92s}
.loader__svg circle:nth-of-type(3){animation-delay:1.2s}
.loader__svg circle:nth-of-type(4){animation-delay:1.5s;fill:var(--orange)}
.loader__core{position:relative;display:grid;justify-items:center;gap:26px}
.loader__plate{width:clamp(148px,20vw,208px);padding:18px 20px 14px;background:#fff;border-radius:4px;opacity:0;transform:translateY(18px) scale(.96);animation:ldPlate .9s var(--ease-out) .75s forwards}
.loader__plate img{width:100%}
.loader__words{display:flex;gap:18px;font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.3em;text-transform:uppercase;color:var(--on-dark)}
.loader__words span{display:flex;align-items:center;gap:18px;opacity:0;transform:translateY(8px);animation:ldWord .6s var(--ease-out) forwards}
.loader__words span:nth-child(1){animation-delay:1.15s}
.loader__words span:nth-child(2){animation-delay:1.32s}
.loader__words span:nth-child(3){animation-delay:1.49s}
.loader__words span + span::before{content:"";width:18px;height:1px;background:var(--orange)}
@keyframes ldDraw{to{stroke-dashoffset:0}}
@keyframes ldDot{to{transform:scale(1)}}
@keyframes ldPlate{to{opacity:1;transform:none}}
@keyframes ldWord{to{opacity:1;transform:none}}
@media (max-width:479px){.loader__words{gap:10px;letter-spacing:.22em}.loader__words span{gap:10px}.loader__words span + span::before{width:10px}}

/* 04 — SCROLL PROGRESS ------------------------------------------------------ */
.sprog{position:fixed;left:0;top:0;z-index:210;width:100%;height:2px;pointer-events:none;transform-origin:0 50%;transform:scaleX(0);
  background:linear-gradient(90deg,var(--orange),var(--blue-400))}

/* 04 — CUSTOM CURSOR (desktop, fine pointers only — created by script.js) ----- */
.has-cur,.has-cur a,.has-cur button,.has-cur label,.has-cur summary,.has-cur [role="tab"]{cursor:none}
.cur{position:fixed;left:0;top:0;z-index:500;pointer-events:none;opacity:0;transition:opacity .3s;
  --c:var(--blue);--s:38px}
.cur.is-live{opacity:1}
.cur.is-hidden{opacity:0}
.cur__dot,.cur__ring{position:fixed;left:0;top:0;will-change:transform}
.cur__dot i{display:block;width:7px;height:7px;margin:-3.5px 0 0 -3.5px;border-radius:50%;background:var(--c);transition:transform .3s var(--ease),background-color .3s}
.cur__ring i{display:grid;place-items:center;width:var(--s);height:var(--s);margin:calc(var(--s) / -2) 0 0 calc(var(--s) / -2);border-radius:50%;
  border:1px solid color-mix(in srgb,var(--c) 60%,transparent);
  transition:width .45s var(--ease-out),height .45s var(--ease-out),margin .45s var(--ease-out),background-color .3s,border-color .3s,border-radius .3s}
.cur__ring b{font-family:var(--f-mono);font-size:.625rem;font-weight:500;letter-spacing:.16em;color:#fff;opacity:0;transform:scale(.6);transition:opacity .25s,transform .4s var(--ease-out)}
.cur.on-dark{--c:#fff}
.cur.on-dark .cur__dot i{background:var(--orange)}
.cur.is-link{--s:24px}
.cur.is-link .cur__ring i{border-color:var(--c)}
.cur.is-label{--s:86px}
.cur.is-label .cur__ring i{background:var(--blue);border-color:var(--blue)}
.cur.is-label .cur__ring b{opacity:1;transform:none}
.cur.is-label .cur__dot i{transform:scale(0)}
.cur.is-label.on-dark .cur__ring i{background:#fff;border-color:#fff}
.cur.is-label.on-dark .cur__ring b{color:var(--ink)}
.cur.is-connect{--s:98px}
.cur.is-connect .cur__ring i,.cur.is-connect.on-dark .cur__ring i{background:var(--orange);border-color:var(--orange)}
.cur.is-connect .cur__ring b{color:var(--ink)}
.cur.is-cross{--s:46px}
.cur.is-cross .cur__ring i{border-color:transparent;border-radius:0;
  background:linear-gradient(var(--c),var(--c)) 50% 50%/100% 1px no-repeat,linear-gradient(var(--c),var(--c)) 50% 50%/1px 100% no-repeat}
.cur.is-cross .cur__dot i{background:var(--orange)}
.cur.is-down .cur__ring i{transform:scale(.9)}

/* 04 — HEADER --------------------------------------------------------------- */
.hdr{position:fixed;left:0;top:0;right:0;z-index:200;height:var(--hh);color:#fff;
  transition:background-color .45s var(--ease),color .35s var(--ease),box-shadow .45s var(--ease),border-color .45s}
.hdr::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:rgba(255,255,255,.12);transition:background-color .45s}
.hdr.is-solid{background:rgba(255,255,255,.86);color:var(--text);box-shadow:0 10px 34px -22px rgba(6,28,41,.4);
  -webkit-backdrop-filter:blur(16px) saturate(1.3);backdrop-filter:blur(16px) saturate(1.3)}
.hdr.is-solid::after{background:var(--line)}
.hdr.is-solid.on-dark{background:rgba(6,28,41,.82);color:#fff}
.hdr.is-solid.on-dark::after{background:rgba(255,255,255,.12)}
.menu-open .hdr{background:transparent;color:#fff;box-shadow:none;-webkit-backdrop-filter:none;backdrop-filter:none}
.menu-open .hdr::after{background:rgba(255,255,255,.12)}
.hdr__in{display:flex;align-items:center;justify-content:flex-end;gap:clamp(18px,2.2vw,34px);height:100%;max-width:calc(var(--wrap) + var(--gut)*2);margin-inline:auto;padding-inline:var(--gut);position:relative}

/* the official logo always sits on its own white plate, so it is never recoloured */
.brand{position:absolute;left:var(--gut);top:0;display:flex;align-items:center;justify-content:center;height:calc(var(--hh) + 34px);padding:12px 16px 10px;
  background:#fff;border-radius:0 0 4px 4px;box-shadow:0 18px 40px -20px rgba(6,28,41,.55);
  transition:height .55s var(--ease-out),padding .55s var(--ease-out),box-shadow .45s}
.brand img{height:100%;width:auto}
.hdr.is-solid .brand{height:var(--hh);padding:8px 12px 7px;box-shadow:none}
.hdr.is-solid.on-dark .brand,.menu-open .hdr .brand{box-shadow:0 18px 40px -20px rgba(0,0,0,.6)}

.nav ul{display:flex;align-items:center;gap:clamp(14px,1.75vw,28px)}
.nav__a{position:relative;display:block;padding:10px 0;font-size:.75rem;font-weight:600;letter-spacing:.11em;text-transform:uppercase;white-space:nowrap;opacity:.86;transition:opacity .3s}
.nav__a::after{content:"";position:absolute;left:0;right:0;bottom:4px;height:1px;background:currentColor;transform:scaleX(0);transform-origin:100% 50%;transition:transform .5s var(--ease)}
.nav__a:hover,.nav__a:focus-visible{opacity:1}
.nav__a:hover::after,.nav__a:focus-visible::after{transform:none;transform-origin:0 50%}
.nav__a.is-active{opacity:1}
.nav__a.is-active::before{content:"";position:absolute;left:0;bottom:3px;width:14px;height:2px;background:var(--orange)}
.nav__a.is-active::after{display:none}
.hdr__cta{flex:none}

.burger{display:none;position:relative;width:46px;height:46px;margin-right:-8px;flex:none}
.burger span{position:absolute;left:11px;right:11px;height:1.5px;background:currentColor;transition:transform .5s var(--ease),top .5s var(--ease),width .4s}
.burger span:nth-child(1){top:18px}
.burger span:nth-child(2){top:27px;left:19px}
.burger[aria-expanded="true"] span:nth-child(1){top:22.5px;transform:rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){top:22.5px;left:11px;transform:rotate(-45deg)}
.burger__t{position:absolute;right:54px;top:50%;transform:translateY(-50%);font-size:.6875rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase}

@media (max-width:1179px){
  .nav,.hdr__cta{display:none}
  .burger{display:block}
  .brand{height:calc(var(--hh) + 18px);padding:9px 12px 8px}
  .hdr.is-solid .brand{padding:7px 10px 6px}
}
@media (max-width:379px){.burger__t{display:none}}

/* 04 — MOBILE NAVIGATION ---------------------------------------------------- */
.mnav{position:fixed;inset:0;z-index:190;display:flex;flex-direction:column;background:var(--ink);color:#fff;padding:calc(var(--hh) + 44px) var(--gut) 26px;overflow-y:auto;overscroll-behavior:contain;
  visibility:hidden;clip-path:circle(0 at calc(100% - 44px) 34px);
  transition:clip-path .85s var(--ease-io),visibility 0s linear .85s}
.menu-open .mnav{visibility:visible;clip-path:circle(150vmax at calc(100% - 44px) 34px);transition:clip-path .95s var(--ease-io),visibility 0s}
.mnav__deco{position:absolute;inset:0;pointer-events:none;opacity:.9}
.mnav__deco svg{position:absolute;right:0;bottom:0;width:100%;height:60%}
.mnav__list{position:relative;display:grid;margin-block:auto}
.mnav__list a{display:flex;align-items:baseline;gap:16px;padding:clamp(9px,1.7vh,15px) 0;border-bottom:1px solid rgba(255,255,255,.1);
  font-family:var(--f-display);font-size:clamp(1.45rem,6.4vw,2.3rem);font-weight:700;letter-spacing:-.025em;line-height:1.1;
  opacity:0;transform:translateY(26px);transition:opacity .4s,transform .4s,color .3s}
.mnav__list a span{font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.12em;color:var(--on-dark-2);min-width:2.2em}
.mnav__list a[aria-current="page"]{color:var(--orange)}
.menu-open .mnav__list a{opacity:1;transform:none;transition:opacity .7s var(--ease) calc(.22s + var(--i) * .045s),transform .9s var(--ease-out) calc(.22s + var(--i) * .045s),color .3s}
.mnav__foot{position:relative;display:grid;gap:16px;padding-top:26px;opacity:0;transition:opacity .4s}
.menu-open .mnav__foot{opacity:1;transition:opacity .8s var(--ease) .65s}
.mnav__meta{display:flex;flex-wrap:wrap;gap:6px 22px;font-size:.875rem;color:var(--on-dark-2)}
.mnav__meta a{color:#fff}
@media (min-width:1180px){.mnav{display:none}}
.menu-open,.menu-open body{overflow:hidden}

/* 04 — FLOATING CTA --------------------------------------------------------- */
.fab{position:fixed;right:26px;bottom:26px;z-index:150;display:inline-flex;align-items:center;gap:.9em;min-height:52px;padding:0 1.35em;border-radius:var(--r);
  background:var(--blue);color:#fff;font-size:.75rem;font-weight:600;letter-spacing:.11em;text-transform:uppercase;white-space:nowrap;
  box-shadow:0 20px 44px -18px rgba(6,28,41,.6);opacity:0;visibility:hidden;transform:translateY(16px);
  transition:opacity .45s var(--ease),transform .6s var(--ease-out),visibility 0s linear .45s,background-color .35s,color .35s}
.fab.is-on{opacity:1;visibility:visible;transform:none;transition:opacity .45s var(--ease),transform .6s var(--ease-out),visibility 0s,background-color .35s,color .35s}
.fab:hover,.fab:focus-visible{background:var(--orange);color:var(--ink)}
.fab__pulse{position:relative;width:8px;height:8px;border-radius:50%;background:var(--orange);flex:none;transition:background-color .35s}
.fab__pulse::after{content:"";position:absolute;inset:0;border-radius:50%;border:1px solid var(--orange);animation:fabPulse 2.6s var(--ease) infinite}
.fab:hover .fab__pulse{background:var(--ink)}
@keyframes fabPulse{0%{transform:scale(1);opacity:.9}70%,100%{transform:scale(3.4);opacity:0}}
@media (max-width:719px){
  .fab{left:14px;right:14px;bottom:12px;justify-content:space-between;min-height:50px}
  .fab > span:nth-child(2){margin-right:auto}
}

/* 04 — FINAL CTA ------------------------------------------------------------ */
.fcta{position:relative;overflow:hidden;background:var(--ink);color:#fff;padding-block:clamp(96px,14vw,220px);isolation:isolate}
.fcta__bg{position:absolute;inset:-8% 0;z-index:-2}
.fcta__bg.media{position:absolute}
.fcta__veil{position:absolute;inset:0;z-index:-1;background:linear-gradient(100deg,rgba(6,28,41,.96) 0%,rgba(6,28,41,.86) 42%,rgba(6,28,41,.5) 100%),linear-gradient(to top,rgba(6,28,41,.7),transparent 55%)}
.fcta__in{display:grid;gap:clamp(24px,3vw,40px);max-width:60rem}
.fcta .h1{font-size:clamp(2.3rem,7.4vw,6.6rem)}
.fcta .lead{color:var(--on-dark)}
.fcta__path{position:absolute;right:0;bottom:0;width:min(62%,900px);height:70%;z-index:-1;pointer-events:none;opacity:.9}
@media (max-width:719px){.fcta__path{width:100%;height:42%;opacity:.5}}

/* 04 — PRE-FOOTER STATEMENT ------------------------------------------------- */
.pref{position:relative;background:var(--paper);padding-block:clamp(72px,9vw,140px) clamp(120px,15vw,230px);overflow:hidden}
.pref__t{font-family:var(--f-display);font-weight:700;font-size:clamp(1.9rem,6.2vw,5.6rem);line-height:1.02;letter-spacing:-.038em;position:relative;z-index:1}
.pref__t .ln:nth-child(2){color:var(--blue);padding-left:clamp(0px,9vw,150px)}
.pref__path{position:absolute;left:0;right:0;bottom:0;height:clamp(110px,15vw,220px);pointer-events:none}

/* 04 — FOOTER --------------------------------------------------------------- */
.ftr{position:relative;background:var(--ink);color:var(--on-dark-2);padding-top:clamp(64px,8vw,112px);font-size:.9375rem;overflow:hidden}
.ftr a{color:var(--on-dark);transition:color .3s}
.ftr a:hover{color:var(--orange)}
.ftr__grid{display:grid;grid-template-columns:minmax(0,4.2fr) minmax(0,2fr) minmax(0,2.4fr) minmax(0,3.4fr);gap:clamp(36px,5vw,84px)}
.ftr__plate{display:inline-block;width:150px;padding:14px 16px 11px;background:#fff;border-radius:4px;margin-bottom:26px}
.ftr__about{max-width:28em;line-height:1.65}
.ftr__h{font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.18em;text-transform:uppercase;color:#fff;margin-bottom:22px;display:flex;align-items:center;gap:.8em}
.ftr__h::before{content:"";width:14px;height:1px;background:var(--orange)}
.ftr__list{display:grid;gap:.72em}
.ftr__list a{background:linear-gradient(currentColor,currentColor) 0 100%/0 1px no-repeat;transition:background-size .45s var(--ease),color .3s;padding-bottom:1px}
.ftr__list a:hover{background-size:100% 1px}
.ftr address{font-style:normal;display:grid;gap:1em;line-height:1.6}
.ftr address strong{color:#fff;font-weight:600;font-size:.875rem;letter-spacing:.02em}
.ftr__more{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:clamp(40px,5vw,70px);padding-top:22px;border-top:1px solid var(--line-dark);font-size:.875rem}
.ftr__more span{font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.16em;text-transform:uppercase;color:var(--on-dark-2);padding-top:.2em}
.ftr__note{margin-top:22px;font-size:.8125rem;line-height:1.65;max-width:70em;color:var(--on-dark-2);opacity:.85}
.ftr__bar{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 28px;margin-top:clamp(28px,3vw,44px);padding-block:22px 26px;border-top:1px solid var(--line-dark);
  font-size:.75rem;letter-spacing:.08em;text-transform:uppercase}
.ftr__bar ul{display:flex;flex-wrap:wrap;gap:8px 26px}
@media (max-width:1023px){.ftr__grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ftr__brand{grid-column:1/-1}}
@media (max-width:559px){.ftr__grid{grid-template-columns:1fr}}

/* 05 — HOME HERO ------------------------------------------------------------ */
.hero{position:relative;min-height:max(100vh,720px);min-height:max(100svh,720px);display:flex;flex-direction:column;justify-content:flex-end;background:var(--ink);color:#fff;overflow:hidden;isolation:isolate}
.hero__bg{position:absolute;inset:0;z-index:-3}
.hero__bg.media{position:absolute}
.hero__bg img{transform:scale(var(--z,1.03));transform-origin:60% 40%;will-change:transform}
.hero__veil{position:absolute;inset:0;z-index:-2;background:
  linear-gradient(90deg,rgba(6,28,41,.95) 0%,rgba(6,28,41,.8) 44%,rgba(6,28,41,.42) 100%),
  linear-gradient(to top,rgba(6,28,41,.94),rgba(6,28,41,0) 52%)}
.hero > .bgrid{z-index:-1}
.hero__chart{position:absolute;right:0;top:calc(var(--hh) + 5vh);width:min(64%,1040px);height:46%;z-index:2;transform:translate3d(0,var(--cy,0),0)}
.hero__chart .gpath{-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 30%);mask-image:linear-gradient(90deg,transparent 0,#000 30%)}
.hero__chart .tag{position:absolute;right:var(--gut);bottom:6%}
.hero__in{position:relative;z-index:1;display:grid;gap:clamp(20px,2.4vw,34px);padding-top:calc(var(--hh) + 96px);padding-bottom:clamp(30px,4.4vw,60px);transform:translate3d(0,var(--ty,0),0)}
.hero__eyebrow{display:flex;flex-wrap:wrap;align-items:center;gap:.5em 1.1em;font-family:var(--f-mono);font-size:.75rem;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--on-dark)}
.hero__eyebrow b{font-weight:500;color:var(--orange)}
.hero__eyebrow i{width:34px;height:1px;background:rgba(255,255,255,.4)}
.hero__h{max-width:11.5em}
.hero__sub{display:grid;grid-template-columns:minmax(0,35em) auto;align-items:end;justify-content:space-between;gap:28px clamp(28px,5vw,80px)}
.hero__sub .lead{color:var(--on-dark)}
.hero__rail{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:18px 22px;border-top:1px solid rgba(255,255,255,.14)}
.creed{display:flex;flex-wrap:wrap;gap:8px clamp(18px,3.4vw,56px);font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--on-dark)}
.creed li{display:flex;align-items:center;gap:.9em}
.creed li span{color:var(--on-dark-2)}
.scrollcue{display:inline-flex;align-items:center;gap:14px;font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.2em;text-transform:uppercase;color:var(--on-dark-2);white-space:nowrap}
.scrollcue i{position:relative;width:54px;height:1px;background:rgba(255,255,255,.25);overflow:hidden}
.scrollcue i::after{content:"";position:absolute;inset:0;background:var(--orange);transform:translateX(-100%);animation:cue 2.4s var(--ease-io) infinite}
@keyframes cue{50%{transform:none}100%{transform:translateX(100%)}}
@media (max-width:899px){
  .hero__chart{top:calc(var(--hh) + 34px);width:100%;height:210px;opacity:.9}
  .hero__chart .gnode > em{font-size:.5625rem;letter-spacing:.1em}
  .hero__chart .gnode:not(.gnode--flip) > em{left:10px;top:8px}
  .hero__chart .gnode--flip > em{right:10px;bottom:8px}
  .hero__chart .tag{bottom:auto;top:-8px;right:auto;left:var(--gut)}
  .hero__in{padding-top:calc(var(--hh) + 264px)}
  .hero__sub{grid-template-columns:1fr}
  .hero__veil{background:linear-gradient(to top,rgba(6,28,41,.97) 30%,rgba(6,28,41,.72) 70%,rgba(6,28,41,.6))}
  .scrollcue{display:none}
}
@media (max-width:479px){
  .hero__sub .acts{display:grid}
  .creed{gap:8px 20px}
}

/* 05 — INNER PAGE HERO ------------------------------------------------------ */
.phero{position:relative;min-height:clamp(520px,80vh,780px);display:flex;flex-direction:column;justify-content:flex-end;background:var(--ink);color:#fff;overflow:hidden;isolation:isolate}
.phero__bg{position:absolute;inset:0;z-index:-3}
.phero__bg.media{position:absolute}
.phero__bg img{transform:scale(var(--z,1.03));will-change:transform}
.phero__veil{position:absolute;inset:0;z-index:-2;background:linear-gradient(90deg,rgba(6,28,41,.96) 0%,rgba(6,28,41,.82) 48%,rgba(6,28,41,.5) 100%),linear-gradient(to top,rgba(6,28,41,.92),transparent 60%)}
.phero > .bgrid{z-index:-1}
.phero__path{position:absolute;right:0;bottom:0;width:min(58%,860px);height:62%;z-index:0;pointer-events:none}
.phero__in{position:relative;z-index:1;display:grid;gap:clamp(18px,2.2vw,30px);padding-top:calc(var(--hh) + 110px);padding-bottom:clamp(44px,6vw,90px)}
.phero .h1{font-size:clamp(2.1rem,5.9vw,5.4rem);max-width:13em}
.phero .lead{color:var(--on-dark)}
.phero--slim{min-height:0}
.phero--slim .phero__in{padding-top:calc(var(--hh) + 96px);padding-bottom:clamp(40px,5vw,70px)}
.phero--slim .h1{font-size:clamp(2rem,4.6vw,3.9rem)}
.crumbs ol{display:flex;flex-wrap:wrap;gap:.7em;font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.16em;text-transform:uppercase;color:var(--on-dark-2)}
.crumbs li + li::before{content:"/";margin-right:.7em;opacity:.5}
.crumbs a{color:#fff}
.crumbs a:hover{color:var(--orange)}
@media (max-width:899px){.phero__path{width:100%;height:38%;opacity:.55}}

/* 06 — SHARED COMPONENT BITS ------------------------------------------------ */
/* tab panels re-enter each time they are shown */
/* until script.js has wired a tab group, show only its first panel */
.js [data-tabs]:not(.is-ready) [role="tabpanel"] ~ [role="tabpanel"]{display:none}
[role="tabpanel"]:not([hidden]),.is-swap{animation:panelIn .75s var(--ease-out) both}
@keyframes panelIn{from{opacity:0;transform:translateY(18px)}}
@keyframes maskOff{from{clip-path:polygon(0 0,100% 0,100% 100%,0 100%)}to{clip-path:polygon(100% 0,100% 0,100% 100%,calc(100% + 12vw) 100%)}}
@keyframes imgSettle{from{transform:scale(1.14)}}
[role="tabpanel"]:not([hidden]) .media::after{content:"";position:absolute;inset:0;z-index:3;background:var(--blue);animation:maskOff 1s var(--ease-io) both}
[role="tabpanel"]:not([hidden]) .media img{animation:imgSettle 1.7s var(--ease-out) both}

/* a row of options that becomes a horizontal scroller on small screens */
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;gap:.6em;min-height:42px;padding:0 1.05em;border:1px solid var(--line);border-radius:99px;background:#fff;
  font-size:.75rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--slate);white-space:nowrap;
  transition:color .3s,background-color .3s,border-color .3s}
.chip:hover{border-color:var(--blue);color:var(--blue)}
.chip[aria-pressed="true"],.chip[aria-selected="true"],.chip.is-on{background:var(--ink);border-color:var(--ink);color:#fff}
.is-dark .chip{background:transparent;border-color:var(--line-dark);color:var(--on-dark)}
.is-dark .chip:hover{border-color:#fff;color:#fff}
.is-dark .chip[aria-pressed="true"],.is-dark .chip.is-on{background:#fff;border-color:#fff;color:var(--ink)}
.scroller{scrollbar-width:none;-ms-overflow-style:none}
.scroller::-webkit-scrollbar{display:none}

/* two-column editorial split with a sticky lead column */
.split{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(32px,6vw,110px);align-items:start}
.split__lead{position:sticky;top:calc(var(--hh) + 36px);display:grid;gap:clamp(18px,2vw,26px);justify-items:start}
.split--rev{grid-template-columns:minmax(0,7fr) minmax(0,5fr)}
@media (max-width:899px){.split,.split--rev{grid-template-columns:1fr}.split__lead{position:static}}

/* 06 — INTRO (01 / CREDVISTA) ----------------------------------------------- */
.intro__grid{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(28px,6vw,110px);align-items:start}
.intro__copy{display:grid;gap:clamp(22px,3vw,40px);justify-items:start}
.intro__body{display:grid;gap:24px;justify-items:start;margin-left:clamp(0px,9vw,150px);padding-top:clamp(0px,2vw,24px)}
.intro__body .body + .body{margin-top:0}
.intro__media{margin-top:clamp(0px,7vw,120px)}
.intro__coord{display:flex;justify-content:space-between;gap:16px;margin-top:14px;font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate-2)}
@media (max-width:899px){.intro__grid{grid-template-columns:1fr}.intro__body{margin-left:0}.intro__media{margin-top:0;max-width:520px}}

/* 06 — CREED ROWS (credit · capital · clarity · growth) ---------------------- */
.crows{border-top:1px solid var(--line)}
.crow{position:relative;display:grid;grid-template-columns:3.2em minmax(0,1fr) minmax(0,1.15fr);align-items:center;gap:clamp(14px,3vw,48px);padding:clamp(18px,2.4vw,32px) 0;border-bottom:1px solid var(--line);overflow:hidden}
.crow__n{font-family:var(--f-mono);font-size:.75rem;letter-spacing:.1em;color:var(--slate-2)}
.crow__w{font-family:var(--f-display);font-weight:700;font-size:clamp(1.9rem,4.6vw,4.1rem);line-height:1;letter-spacing:-.04em;transition:transform .7s var(--ease-out),color .4s}
.crow__d{color:var(--slate);max-width:30em;font-size:.9375rem}
.crow::after{content:"";position:absolute;left:0;bottom:-1px;width:100%;height:2px;background:linear-gradient(90deg,var(--orange),var(--blue));transform:scaleX(0);transform-origin:0 50%;transition:transform .9s var(--ease-out)}
.crow:hover .crow__w{transform:translateX(14px);color:var(--blue)}
.crow:hover::after{transform:none}
@media (max-width:719px){.crow{grid-template-columns:2.4em minmax(0,1fr)}.crow__d{grid-column:2}}

/* vision / mission pair */
.vm{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line)}
.vm > article{position:relative;display:grid;gap:18px;align-content:start;padding:clamp(26px,3.6vw,56px);background:#fff;overflow:hidden}
.vm blockquote{font-family:var(--f-display);font-weight:600;font-size:clamp(1.2rem,1.9vw,1.7rem);line-height:1.3;letter-spacing:-.02em}
.vm__mark{position:absolute;right:-14px;top:-30px;font-family:var(--f-display);font-weight:800;font-size:clamp(7rem,14vw,13rem);line-height:1;letter-spacing:-.06em;color:transparent;-webkit-text-stroke:1px var(--blue-100);pointer-events:none;user-select:none}
.vm > article > *:not(.vm__mark){position:relative}
@media (max-width:719px){.vm{grid-template-columns:1fr}}

/* 06 — CHALLENGE SELECTOR (“What are you solving for?”) ----------------------- */
.solve{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(28px,5vw,96px);align-items:start}
.solve__list{display:grid;border-top:1px solid var(--line)}
.solve__opt{position:relative;display:flex;align-items:baseline;gap:18px;width:100%;padding:clamp(13px,1.5vw,19px) 0;border-bottom:1px solid var(--line);
  font-family:var(--f-display);font-weight:700;font-size:clamp(1.2rem,2.1vw,1.95rem);letter-spacing:-.025em;line-height:1.15;color:var(--slate-2);
  transition:color .35s,padding-left .6s var(--ease-out)}
.solve__opt .mono{font-weight:500;color:var(--slate-2);min-width:2em}
.solve__opt::before{content:"";position:absolute;left:0;top:50%;width:16px;height:2px;background:var(--orange);transform:scaleX(0);transform-origin:0 50%;transition:transform .5s var(--ease-out)}
.solve__opt:hover{color:var(--text)}
.solve__opt[aria-selected="true"]{color:var(--text);padding-left:30px}
.solve__opt[aria-selected="true"]::before{transform:none}
.solve__stage{position:sticky;top:calc(var(--hh) + 28px);background:var(--paper);border:1px solid var(--line);padding:clamp(24px,3.4vw,52px);min-height:430px;overflow:hidden}
.solve__panel{display:grid;gap:20px;justify-items:start}
.solve__mini{position:absolute;right:0;top:0;width:44%;height:120px;pointer-events:none;opacity:.9}
.qlist{display:grid;gap:0;width:100%;counter-reset:q}
.qlist li{counter-increment:q;display:grid;grid-template-columns:2.6em minmax(0,1fr);padding:.85em 0;border-top:1px solid var(--line);color:var(--slate)}
.qlist li::before{content:"Q" counter(q);font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.1em;color:var(--blue);padding-top:.3em}
@media (max-width:899px){
  .solve{grid-template-columns:1fr}
  .solve__list{display:flex;gap:8px;border:0;overflow-x:auto;margin-inline:calc(var(--gut) * -1);padding-inline:var(--gut);padding-bottom:4px;scrollbar-width:none}
  .solve__list::-webkit-scrollbar{display:none}
  .solve__opt{flex:none;width:auto;min-height:42px;padding:0 1.05em;border:1px solid var(--line);border-radius:99px;font-family:var(--f-body);font-size:.75rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;align-items:center;gap:.7em;white-space:nowrap;background:#fff}
  .solve__opt::before{display:none}
  .solve__opt[aria-selected="true"]{padding-left:1.05em;background:var(--ink);border-color:var(--ink);color:#fff}
  .solve__opt[aria-selected="true"] .mono{color:var(--on-dark-2)}
  .solve__stage{position:static;min-height:0}
  .solve__mini{display:none}
}

/* 06 — SERVICE EXPLORER ------------------------------------------------------ */
.sx{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:clamp(24px,4.4vw,80px);align-items:start}
.sx__nav{position:sticky;top:calc(var(--hh) + 28px);display:grid;border-top:1px solid var(--line)}
.sx__tab{display:grid;grid-template-columns:2.7em minmax(0,1fr) auto;align-items:center;gap:8px;padding:clamp(13px,1.3vw,17px) 14px clamp(13px,1.3vw,17px) 18px;border-bottom:1px solid var(--line);
  font-family:var(--f-display);font-weight:600;font-size:1.03rem;letter-spacing:-.012em;line-height:1.25;color:var(--slate);transition:color .3s,background-color .4s}
.sx__tab .mono{color:var(--slate-2)}
.sx__tab .arr{opacity:0;color:var(--blue);transition:opacity .3s}
.sx__tab:hover{color:var(--text)}
.sx__tab[aria-selected="true"]{color:var(--text);background:linear-gradient(90deg,var(--blue-50),rgba(238,245,249,0))}
.section--paper .sx__tab[aria-selected="true"],.section--tint .sx__tab[aria-selected="true"]{background:linear-gradient(90deg,#fff,rgba(255,255,255,0))}
.sx__tab[aria-selected="true"] .arr{opacity:1}
.sx__tab[aria-selected="true"] .mono{color:var(--blue)}
.sx__prog{position:absolute;left:0;top:0;bottom:0;width:2px;pointer-events:none}
.sx__prog i{display:block;width:100%;height:calc(100% / var(--count,8));background:var(--orange);transform:translateY(calc(var(--at,0) * 100%));transition:transform .7s var(--ease-out)}
.sx__panel{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:clamp(22px,3.2vw,56px);align-items:start}
.sx__img{aspect-ratio:4/5}
.sx__body{display:grid;gap:18px;justify-items:start;align-content:start}
.sx__big{font-family:var(--f-display);font-weight:800;font-size:clamp(4.2rem,9vw,8.6rem);line-height:.8;letter-spacing:-.06em;color:transparent;-webkit-text-stroke:1px var(--blue-300);margin-bottom:.06em;user-select:none}
.sx__body .h4{font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-2);margin-top:8px}
.sx__body .ticks{width:100%}
.sx__body .btn{margin-top:10px}
@media (max-width:1023px){.sx__panel{grid-template-columns:1fr}.sx__img{aspect-ratio:16/10}}
@media (max-width:899px){
  .sx{grid-template-columns:1fr}
  .sx__nav{position:static;display:flex;gap:8px;border:0;overflow-x:auto;margin-inline:calc(var(--gut) * -1);padding-inline:var(--gut);padding-bottom:4px;scrollbar-width:none}
  .sx__nav::-webkit-scrollbar{display:none}
  .sx__tab{flex:none;display:inline-flex;gap:.7em;min-height:42px;padding:0 1.05em;border:1px solid var(--line);border-radius:99px;background:#fff;font-family:var(--f-body);font-size:.75rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;white-space:nowrap}
  .sx__tab .arr,.sx__prog{display:none}
  .sx__tab[aria-selected="true"],.section--paper .sx__tab[aria-selected="true"],.section--tint .sx__tab[aria-selected="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
  .sx__tab[aria-selected="true"] .mono{color:var(--on-dark-2)}
}

/* 06 — BUSINESS SEGMENTS ----------------------------------------------------- */
.seg__tabs{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));border-top:1px solid var(--line);margin-bottom:clamp(28px,4vw,60px)}
.seg__tab{position:relative;display:grid;gap:10px;align-content:start;padding:18px 14px 20px 0;font-family:var(--f-display);font-weight:600;font-size:1rem;letter-spacing:-.012em;line-height:1.2;color:var(--slate-2);transition:color .3s}
.seg__tab .mono{color:var(--slate-2)}
.seg__tab::before{content:"";position:absolute;left:0;right:14px;top:-1px;height:2px;background:var(--orange);transform:scaleX(0);transform-origin:0 50%;transition:transform .7s var(--ease-out)}
.seg__tab:hover{color:var(--text)}
.seg__tab[aria-selected="true"]{color:var(--text)}
.seg__tab[aria-selected="true"]::before{transform:none}
.seg__tab[aria-selected="true"] .mono{color:var(--blue)}
.seg__panel{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(24px,5vw,90px);align-items:start}
.seg__body{display:grid;gap:24px;justify-items:start}
.seg__body .kv{width:100%}
@media (max-width:899px){
  .seg__tabs{display:flex;gap:8px;border:0;overflow-x:auto;margin-inline:calc(var(--gut) * -1);padding-inline:var(--gut);padding-bottom:4px;scrollbar-width:none}
  .seg__tabs::-webkit-scrollbar{display:none}
  .seg__tab{flex:none;display:inline-flex;align-items:center;gap:.7em;min-height:42px;padding:0 1.05em;border:1px solid var(--line);border-radius:99px;background:#fff;font-family:var(--f-body);font-size:.75rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;white-space:nowrap}
  .seg__tab::before{display:none}
  .seg__tab[aria-selected="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
  .seg__tab[aria-selected="true"] .mono{color:var(--on-dark-2)}
  .seg__panel{grid-template-columns:1fr}
  .seg__panel .media{aspect-ratio:16/10}
}

/* long-form segment rows (business-solutions.html) */
.segrow{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(24px,6vw,110px);align-items:center;padding-block:clamp(40px,6vw,96px);border-top:1px solid var(--line)}
.segrow:nth-child(even) .segrow__media{order:2}
.segrow:nth-child(even){grid-template-columns:minmax(0,7fr) minmax(0,5fr)}
.segrow__body{display:grid;gap:22px;justify-items:start}
.segrow__body .kv{width:100%}
.segrow__n{font-family:var(--f-mono);font-size:.75rem;letter-spacing:.14em;color:var(--blue)}
@media (max-width:899px){.segrow,.segrow:nth-child(even){grid-template-columns:1fr}.segrow:nth-child(even) .segrow__media{order:0}.segrow__media{aspect-ratio:16/10}}

/* 06 — NUMBERED LINK ROWS (finance areas) ------------------------------------ */
.frows{border-top:1px solid var(--line)}
.frow{position:relative;display:grid;grid-template-columns:3em minmax(0,1fr) minmax(0,1.25fr) auto;align-items:center;gap:clamp(12px,2.4vw,36px);padding:clamp(18px,2vw,28px) clamp(0px,1vw,14px);border-bottom:1px solid var(--line);
  transition:background-color .4s,padding-left .6s var(--ease-out)}
.frow .mono{color:var(--slate-2)}
.frow h3{font-family:var(--f-display);font-weight:700;font-size:clamp(1.15rem,1.7vw,1.5rem);letter-spacing:-.022em;line-height:1.2;transition:color .3s}
.frow p{color:var(--slate);font-size:.9375rem}
.frow .arr{color:var(--blue);font-size:1.1rem}
a.frow:hover{background:#fff;padding-left:clamp(10px,1.6vw,26px)}
a.frow:hover h3{color:var(--blue)}
.is-dark .frows,.is-dark .frow{border-color:var(--line-dark)}
.is-dark .frow p{color:var(--on-dark-2)}
.is-dark a.frow:hover{background:rgba(255,255,255,.05)}
.is-dark a.frow:hover h3{color:#fff}
.is-dark .frow .arr{color:var(--orange)}
@media (max-width:719px){.frow{grid-template-columns:2.4em minmax(0,1fr) auto}.frow p{grid-column:2/-1;grid-row:2}}

/* 06 — HORIZONTAL BUSINESS JOURNEY ------------------------------------------- */
/* Desktop: vertical scroll drives horizontal travel (script.js sets the height).
   Small screens / reduced motion: a native swipe carousel with snap points. */
.hj{position:relative;background:var(--paper)}
.hj__sticky{position:sticky;top:0;height:100vh;min-height:640px;display:flex;flex-direction:column;overflow:hidden}
.hj__head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;padding-top:calc(var(--hh) + clamp(18px,4.5vh,54px))}
.hj__head .h2{font-size:clamp(1.7rem,3.5vw,3.2rem);max-width:15em}
.hj__headl{display:grid;gap:16px}
.hj__count{font-family:var(--f-mono);font-size:.8125rem;letter-spacing:.14em;color:var(--slate);white-space:nowrap;padding-bottom:.5em}
.hj__count b{font-weight:500;color:var(--blue);font-size:1.4em}
.hj__view{position:relative;flex:1;min-height:0}
.hj__track{position:absolute;left:0;top:0;height:100%;display:flex;align-items:flex-end;gap:clamp(22px,3vw,54px);
  padding:0 max(var(--gut),calc((100vw - var(--wrap)) / 2)) clamp(26px,5vh,58px);will-change:transform}
.hj__line{position:absolute;left:0;top:0;height:100%;pointer-events:none;overflow:visible}
.hj__line .b{fill:none;stroke:var(--line);stroke-width:1}
.hj__line .d{fill:none;stroke:var(--orange);stroke-width:2.5;stroke-linecap:round}
.hj__card{position:relative;flex:none;width:clamp(290px,29vw,430px);display:grid;gap:12px;align-content:start;padding:clamp(22px,2.2vw,32px);background:#fff;border:1px solid var(--line);
  margin-bottom:calc(var(--i) * clamp(12px,6vh,66px));transition:border-color .5s,box-shadow .6s,transform .7s var(--ease-out)}
.hj__dot{position:absolute;left:28px;top:-34px;width:14px;height:14px;margin:-7px 0 0 -7px;border-radius:50%;background:var(--paper);border:2px solid var(--line);transition:background-color .4s,border-color .4s,box-shadow .5s}
.hj__n{font-family:var(--f-display);font-weight:800;font-size:clamp(2.8rem,4.6vw,4.4rem);line-height:.9;letter-spacing:-.05em;color:transparent;-webkit-text-stroke:1px var(--blue-300);transition:color .5s,-webkit-text-stroke-color .5s}
.hj__card h3{font-family:var(--f-display);font-weight:700;font-size:clamp(1.35rem,2vw,1.8rem);letter-spacing:-.025em;line-height:1.1}
.hj__card p{color:var(--slate);font-size:.9375rem}
.hj__card.is-on{border-color:var(--blue);box-shadow:0 30px 60px -40px rgba(6,28,41,.5)}
.hj__card.is-on .hj__n{color:var(--blue);-webkit-text-stroke-color:var(--blue)}
.hj__card.is-on .hj__dot,.hj__card.is-past .hj__dot{background:var(--orange);border-color:var(--orange);box-shadow:0 0 0 6px rgba(255,140,5,.16)}
.hj__end{flex:none;width:clamp(280px,26vw,380px);display:grid;gap:18px;justify-items:start;align-content:end;padding-bottom:6px;margin-bottom:calc(5 * clamp(12px,6vh,66px))}
.hj__dots{display:none}
.hj.is-carousel .hj__sticky{position:static;height:auto;min-height:0;overflow:visible;padding-bottom:clamp(56px,8vw,96px)}
.hj.is-carousel .hj__head{padding-top:clamp(64px,9vw,110px);margin-bottom:28px}
.hj.is-carousel .hj__view{overflow-x:auto;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;scrollbar-width:none}
.hj.is-carousel .hj__view::-webkit-scrollbar{display:none}
.hj.is-carousel .hj__track{position:static;height:auto;align-items:stretch;gap:14px;padding:44px var(--gut) 8px;width:max-content;transform:none!important}
.hj.is-carousel .hj__card,.hj.is-carousel .hj__end{margin-bottom:0;width:min(78vw,340px);scroll-snap-align:center}
.hj.is-carousel .hj__end{align-content:center;padding:22px;border:1px dashed var(--line)}
.hj.is-carousel .hj__line{display:none}
.hj.is-carousel .hj__count{display:none}
.hj.is-carousel .hj__dots{display:flex;justify-content:center;gap:8px;margin-top:22px}
.hj__dots i{width:22px;height:2px;background:var(--line);transition:background-color .3s,width .4s var(--ease-out)}
.hj__dots i.is-on{background:var(--orange);width:38px}
/* before script.js runs (or without it) the journey is simply a swipeable row */
html:not(.js) .hj__sticky{position:static;height:auto;overflow:visible;padding-bottom:64px}
html:not(.js) .hj__view{overflow-x:auto}
html:not(.js) .hj__track{position:static;padding-top:48px}

/* 06 — GROWTH PATHWAY (idea → grow, scroll-activated) -------------------------- */
.gp{position:relative;height:clamp(440px,44vw,600px);margin-top:clamp(20px,4vw,56px)}
.gp .gnode > b{left:-8px;top:-8px;width:16px;height:16px}
.gp__card{position:absolute;left:10px;top:20px;width:clamp(150px,13.5vw,196px);display:grid;gap:6px;opacity:.38;transform:translateY(8px);transition:opacity .6s,transform .8s var(--ease-out)}
.gnode.is-on .gp__card{opacity:1;transform:none}
.gp__card .mono{color:var(--orange)}
.gp__card h3{font-family:var(--f-display);font-weight:700;font-size:clamp(1.15rem,1.7vw,1.5rem);letter-spacing:-.022em;line-height:1.1;color:#fff}
.gp__card p{font-size:.8125rem;line-height:1.5;color:var(--on-dark-2)}
.gnode--flip .gp__card{left:auto;right:10px;text-align:right}
.gp__rail{display:none}
@media (max-width:899px){
  .gp{height:auto;display:grid;gap:0;padding-left:34px}
  .gp > .gpath{display:contents}
  .gp > .gpath > svg,.gp .gpath__run{display:none}
  .gp .gnode{position:relative;left:auto!important;top:auto!important;width:auto;height:auto;padding:0 0 30px}
  .gp .gnode > b{left:-34px;top:4px;width:14px;height:14px}
  .gp__card,.gnode--flip .gp__card{position:static;width:auto;text-align:left}
  .gp__rail{display:block;position:absolute;left:6px;top:8px;bottom:34px;width:2px;background:rgba(255,255,255,.14)}
  .gp__rail i{display:block;width:100%;height:100%;background:linear-gradient(var(--orange),var(--blue-400));transform-origin:50% 0;transform:scaleY(var(--p,0))}
}

/* without JavaScript the pathway is a plain ordered list and decorative nodes are hidden */
html:not(.js) .gpath[aria-hidden="true"] .gnode{display:none}
html:not(.js) .gp{height:auto;display:grid;gap:26px}
html:not(.js) .gp > .gpath{display:contents}
html:not(.js) .gp .gnode{position:static;width:auto;height:auto}
html:not(.js) .gp .gnode > b{display:none}
html:not(.js) .gp__card{position:static;width:auto;opacity:1;transform:none}

/* 06 — CONCEPTUAL BUSINESS DASHBOARD ------------------------------------------ */
.dash{position:relative;border:1px solid var(--line-dark);background:linear-gradient(160deg,rgba(255,255,255,.045),rgba(255,255,255,.01));border-radius:6px;overflow:hidden}
.dash__top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 20px;padding:14px clamp(16px,2vw,26px);border-bottom:1px solid var(--line-dark)}
.dash__note{font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.1em;text-transform:uppercase;color:var(--on-dark-2)}
.dash__grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr)}
.dash__left{display:grid;grid-template-rows:minmax(0,1fr) auto;border-right:1px solid var(--line-dark)}
.dash__radar{position:relative;display:grid;place-items:center;padding:clamp(16px,2.5vw,36px)}
.dash__radar svg{width:100%;max-width:440px;height:auto;overflow:visible}
.rd-ring{fill:none;stroke:rgba(255,255,255,.1);stroke-width:1}
.rd-axis{stroke:rgba(255,255,255,.1);stroke-width:1;transition:stroke .4s}
.rd-axis.is-on{stroke:var(--orange)}
.rd-poly{fill:rgba(18,112,158,.3);stroke:var(--blue-300);stroke-width:1.5;stroke-linejoin:round}
.rd-pt{fill:var(--ink);stroke:var(--blue-300);stroke-width:1.5;transition:fill .4s,stroke .4s}
.rd-pt.is-on{fill:var(--orange);stroke:var(--orange)}
.rd-lab{font-family:var(--f-mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;fill:var(--on-dark-2);transition:fill .4s}
.rd-lab.is-on{fill:#fff}
.dash__read{padding:clamp(18px,2.2vw,30px);border-top:1px solid var(--line-dark);min-height:150px;display:grid;gap:8px;align-content:start}
.dash__read h3{font-family:var(--f-display);font-weight:700;font-size:1.35rem;letter-spacing:-.02em;color:#fff}
.dash__read p{color:var(--on-dark-2);font-size:.9375rem}
.dash__tiles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-auto-rows:1fr}
.dtile{position:relative;display:grid;grid-template-rows:auto minmax(0,1fr) auto;gap:12px;padding:clamp(16px,1.8vw,24px);min-height:clamp(190px,17vw,248px);border-right:1px solid var(--line-dark);border-bottom:1px solid var(--line-dark);
  text-align:left;color:var(--on-dark);transition:background-color .4s}
.dtile:nth-child(3n){border-right:0}
.dtile:nth-last-child(-n+3){border-bottom:0}
.dtile::after{content:"";position:absolute;left:0;top:0;width:100%;height:2px;background:var(--orange);transform:scaleX(0);transform-origin:0 50%;transition:transform .6s var(--ease-out)}
.dtile:hover{background:rgba(255,255,255,.04)}
.dtile[aria-pressed="true"]{background:rgba(18,112,158,.2)}
.dtile[aria-pressed="true"]::after{transform:none}
.dtile__k{display:flex;justify-content:space-between;gap:8px;font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:#fff}
.dtile__k i{font-style:normal;color:var(--on-dark-2)}
.dtile__viz{align-self:center;width:100%;height:auto;max-height:92px;overflow:visible}
.dtile__d{font-size:.8125rem;line-height:1.45;color:var(--on-dark-2)}
.dv-a{fill:none;stroke:var(--blue-300);stroke-width:2;stroke-linecap:round}
.dv-b{fill:none;stroke:var(--orange);stroke-width:2;stroke-linecap:round}
.dv-m{fill:none;stroke:rgba(255,255,255,.16);stroke-width:1}
.dv-fa{fill:var(--blue-400)}.dv-fb{fill:var(--orange)}.dv-fm{fill:rgba(255,255,255,.14)}
.dv-bar{transform-box:fill-box;transform-origin:50% 100%;animation:dvBar 3.2s var(--ease-io) infinite alternate;animation-delay:calc(var(--k) * -.42s)}
@keyframes dvBar{from{transform:scaleY(.35)}to{transform:scaleY(1)}}
.dv-seg{animation:dvSeg 4.8s linear infinite;animation-delay:calc(var(--k) * 1.2s);opacity:.25}
@keyframes dvSeg{0%,24%{opacity:1}25%,100%{opacity:.25}}
.dv-needle{transform-box:view-box;transform-origin:60px 62px;animation:dvNeedle 5s var(--ease-io) infinite alternate}
@keyframes dvNeedle{from{transform:rotate(-52deg)}to{transform:rotate(38deg)}}
.dv-draw{stroke-dasharray:1;stroke-dashoffset:1;animation:dvDraw 4.4s var(--ease-io) infinite}
@keyframes dvDraw{0%{stroke-dashoffset:1}55%,85%{stroke-dashoffset:0}100%{stroke-dashoffset:0;opacity:0}}
.dv-spin{transform-box:view-box;transform-origin:60px 40px;animation:dvSpin 9s linear infinite}
@keyframes dvSpin{to{transform:rotate(360deg)}}
.dv-stack{transform-box:fill-box;transform-origin:50% 100%;animation:dvStack 4.2s var(--ease-io) infinite;animation-delay:calc(var(--k) * .28s)}
@keyframes dvStack{0%{opacity:0;transform:translateY(8px)}18%,80%{opacity:1;transform:none}100%{opacity:0}}
.dash:not(.is-live) [class*="dv-"]{animation-play-state:paused}
@media (max-width:1023px){.dash__grid{grid-template-columns:1fr}.dash__left{border-right:0;border-bottom:1px solid var(--line-dark)}.dash__radar svg{max-width:360px}}
@media (max-width:639px){
  .dash__tiles{grid-template-columns:repeat(2,minmax(0,1fr))}
  .dtile{min-height:176px}
  .dtile:nth-child(3n){border-right:1px solid var(--line-dark)}
  .dtile:nth-child(2n){border-right:0}
  .dtile:nth-last-child(-n+3){border-bottom:1px solid var(--line-dark)}
  .dtile:nth-last-child(-n+2){border-bottom:0}
  .rd-lab{font-size:12px}
}

/* 06 — PLANNING TIMELINE ------------------------------------------------------- */
/* horizontal on desktop, vertical (all steps open) on small screens */
.ptl{position:relative;display:grid;grid-template-columns:repeat(var(--count,6),minmax(0,1fr));column-gap:0}
.ptl::before,.ptl::after{content:"";position:absolute;left:0;top:6px;height:1px;background:var(--line);width:100%}
.ptl::after{height:2px;top:5.5px;background:linear-gradient(90deg,var(--orange),var(--blue));width:calc(var(--at,0) / var(--count,6) * 100% + 7px);transition:width .9s var(--ease-out)}
.ptl__item{display:contents}
.ptl__btn{position:relative;z-index:1;grid-row:1;display:grid;gap:8px;align-content:start;justify-items:start;padding:34px 16px 30px 0;text-align:left;color:var(--slate-2);transition:color .3s}
.ptl__dot{position:absolute;left:0;top:0;width:13px;height:13px;border-radius:50%;background:#fff;border:2px solid var(--line);transition:border-color .4s,background-color .4s,box-shadow .5s}
.section--paper .ptl__dot{background:var(--paper)}
.ptl__t{font-family:var(--f-display);font-weight:700;font-size:clamp(1.05rem,1.6vw,1.45rem);letter-spacing:-.022em;line-height:1.1}
.ptl__btn:hover{color:var(--text)}
.ptl__item.is-done .ptl__dot{border-color:var(--orange);background:var(--orange)}
.ptl__item.is-on .ptl__btn{color:var(--text)}
.ptl__item.is-on .ptl__dot{border-color:var(--orange);background:var(--orange);box-shadow:0 0 0 6px rgba(255,140,5,.16)}
.ptl__item.is-on .mono{color:var(--blue)}
.ptl__panel{grid-row:2;grid-column:1/-1;display:none;border-top:1px solid var(--line);padding-top:clamp(26px,3.4vw,52px)}
.ptl__item.is-on .ptl__panel{display:block;animation:panelIn .75s var(--ease-out) both}
.ptl__in{display:grid;grid-template-columns:auto minmax(0,5fr) minmax(0,5fr);gap:clamp(20px,4vw,72px);align-items:start}
.ptl__big{font-family:var(--f-display);font-weight:800;font-size:clamp(4rem,9vw,8.4rem);line-height:.8;letter-spacing:-.06em;color:transparent;-webkit-text-stroke:1px var(--blue-300);user-select:none}
.ptl__copy{display:grid;gap:14px}
.ptl__q .h4{font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-2);margin-bottom:14px}
@media (max-width:899px){
  .ptl{display:block}
  .ptl::before,.ptl::after{display:none}
  .ptl__item{display:block;position:relative;padding:0 0 34px 34px}
  .ptl__item::before{content:"";position:absolute;left:6px;top:8px;bottom:-8px;width:1px;background:var(--line)}
  .ptl__item:last-child::before{display:none}
  .ptl__btn{display:flex;align-items:baseline;gap:12px;padding:0 0 10px;color:var(--text);pointer-events:none;position:static}
  .ptl__dot{left:0;top:4px;border-color:var(--orange)}
  .ptl__item .mono{color:var(--blue)}
  .ptl__panel,.ptl__item.is-on .ptl__panel{display:block;border:0;padding:0;animation:none}
  .ptl__in{grid-template-columns:1fr;gap:16px}
  .ptl__big,.ptl__copy .h3{display:none}
}

/* 06 — VALUES (Why Credvista) -------------------------------------------------- */
.vals{display:grid;grid-template-columns:minmax(0,3.4fr) minmax(0,8.6fr);gap:clamp(24px,4vw,72px);align-items:start}
.vals__nav{position:sticky;top:calc(var(--hh) + 28px);display:grid;gap:2px}
.vals__tab{position:relative;display:flex;align-items:baseline;gap:16px;padding:10px 0;font-family:var(--f-display);font-weight:700;font-size:clamp(1.15rem,1.75vw,1.6rem);letter-spacing:-.024em;line-height:1.15;color:var(--slate-2);transition:color .3s,padding-left .6s var(--ease-out)}
.vals__tab .mono{font-weight:500;min-width:2em;color:var(--slate-2)}
.vals__tab::before{content:"";position:absolute;left:0;top:50%;width:16px;height:2px;background:var(--orange);transform:scaleX(0);transform-origin:0 50%;transition:transform .5s var(--ease-out)}
.vals__tab:hover{color:var(--text)}
.vals__tab[aria-selected="true"]{color:var(--blue);padding-left:28px}
.vals__tab[aria-selected="true"]::before{transform:none}
.vals__panel{position:relative;display:grid;grid-template-columns:minmax(0,6fr) minmax(0,5fr);gap:clamp(22px,3.6vw,64px);align-items:end}
.vals__copy{position:relative;display:grid;gap:18px;padding-bottom:clamp(0px,2vw,26px)}
.vals__num{font-family:var(--f-display);font-weight:800;font-size:clamp(6rem,15vw,14rem);line-height:.78;letter-spacing:-.07em;color:transparent;-webkit-text-stroke:1px var(--blue-300);user-select:none;margin-left:-.04em}
.vals__fig{position:relative}
.vals__viz{position:absolute;left:clamp(-56px,-4vw,-16px);bottom:22px;z-index:4;width:min(78%,250px);padding:14px 16px 12px;background:#fff;border:1px solid var(--line);box-shadow:0 24px 50px -30px rgba(6,28,41,.5)}
.vals__viz .gpath{height:70px}
.vals__viz p{margin-top:8px;font-family:var(--f-mono);font-size:.625rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate-2)}
@media (max-width:899px){
  .vals{grid-template-columns:1fr}
  .vals__nav{position:static;display:flex;gap:8px;overflow-x:auto;margin-inline:calc(var(--gut) * -1);padding-inline:var(--gut);padding-bottom:4px;scrollbar-width:none}
  .vals__nav::-webkit-scrollbar{display:none}
  .vals__tab{flex:none;align-items:center;gap:.7em;min-height:42px;padding:0 1.05em;border:1px solid var(--line);border-radius:99px;background:#fff;font-family:var(--f-body);font-size:.75rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;white-space:nowrap}
  .vals__tab::before{display:none}
  .vals__tab[aria-selected="true"]{padding-left:1.05em;background:var(--ink);border-color:var(--ink);color:#fff}
  .vals__tab[aria-selected="true"] .mono{color:var(--on-dark-2)}
  .vals__panel{grid-template-columns:1fr}
  .vals__viz{left:12px}
  .vals__fig .media{aspect-ratio:16/11}
}

/* 06 — NUMBERED STEP GRID (approach, engagement) -------------------------------- */
.steps{display:grid;grid-template-columns:repeat(var(--cols,4),minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line)}
.steps > li{position:relative;display:grid;gap:12px;align-content:start;padding:clamp(22px,2.6vw,38px);background:#fff;overflow:hidden;transition:background-color .4s}
.section--paper .steps > li{background:var(--paper)}
.steps > li::after{content:"";position:absolute;left:0;bottom:0;width:100%;height:2px;background:linear-gradient(90deg,var(--orange),var(--blue));transform:scaleX(0);transform-origin:0 50%;transition:transform .8s var(--ease-out)}
.steps > li:hover{background:#fff}
.steps > li:hover::after{transform:none}
.steps .mono{color:var(--blue)}
.steps h3{font-family:var(--f-display);font-weight:700;font-size:clamp(1.15rem,1.6vw,1.4rem);letter-spacing:-.022em;line-height:1.15;margin-top:clamp(18px,3vw,44px)}
.steps p{color:var(--slate);font-size:.9375rem}
.is-dark .steps{background:var(--line-dark);border-color:var(--line-dark)}
.is-dark .steps > li{background:var(--ink)}
.is-dark .steps > li:hover{background:var(--ink-2)}
.is-dark .steps p{color:var(--on-dark-2)}
.is-dark .steps .mono{color:var(--orange)}
@media (max-width:1023px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:559px){.steps{grid-template-columns:1fr}.steps h3{margin-top:8px}}

/* 06 — INDUSTRIES ---------------------------------------------------------------- */
.inds{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line)}
.ind{position:relative;display:grid;grid-template-rows:auto minmax(0,1fr) auto;gap:14px;min-height:clamp(200px,19vw,270px);padding:clamp(18px,2vw,28px);background:#fff;overflow:hidden;isolation:isolate;transition:color .45s}
.ind::before{content:"";position:absolute;inset:0;z-index:-1;background:var(--ink);transform:translateY(101%);transition:transform .7s var(--ease-out)}
.ind .mono{color:var(--slate-2);transition:color .45s}
.ind h3{font-family:var(--f-display);font-weight:700;font-size:clamp(1.15rem,1.7vw,1.5rem);letter-spacing:-.022em;line-height:1.1;align-self:end}
.ind p{font-size:.875rem;line-height:1.5;color:var(--slate);transition:color .45s}
.ind svg{position:absolute;right:0;top:0;width:62%;height:54%;z-index:-1;opacity:0;transition:opacity .6s}
.ind svg path{fill:none;stroke:var(--orange);stroke-width:1.5;stroke-dasharray:1;stroke-dashoffset:1;transition:stroke-dashoffset 1.1s var(--ease-io)}
a.ind:hover,a.ind:focus-visible,.ind--card:hover{color:#fff}
a.ind:hover::before,a.ind:focus-visible::before,.ind--card:hover::before{transform:none}
a.ind:hover .mono,a.ind:hover p,.ind--card:hover .mono,.ind--card:hover p{color:var(--on-dark-2)}
a.ind:hover svg,.ind--card:hover svg{opacity:1}
a.ind:hover svg path,.ind--card:hover svg path{stroke-dashoffset:0}
.ind--card{min-height:clamp(260px,23vw,330px);grid-template-rows:auto auto minmax(0,1fr) auto}
.ind--card h3{align-self:start;margin-top:clamp(16px,3vw,44px)}
.ind__tags{display:flex;flex-wrap:wrap;gap:6px}
.ind__tags span:not(.sr-only){font-family:var(--f-mono);font-size:.625rem;letter-spacing:.12em;text-transform:uppercase;padding:.45em .7em;border:1px solid var(--line);border-radius:99px;color:var(--slate);transition:color .45s,border-color .45s}
.ind--card:hover .ind__tags span:not(.sr-only){color:var(--on-dark);border-color:var(--line-dark)}
.ind.is-dim{opacity:.32}
@media (max-width:1023px){.inds{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:479px){.inds{grid-template-columns:1fr}.ind{min-height:0}.ind h3{margin-top:10px}}

/* filter bar */
.filt{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px 24px;margin-bottom:clamp(24px,3vw,44px)}
.filt__count{font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate-2)}
@media (max-width:719px){
  .filt .chips{flex-wrap:nowrap;overflow-x:auto;margin-inline:calc(var(--gut) * -1);padding-inline:var(--gut);width:calc(100% + var(--gut) * 2);scrollbar-width:none}
  .filt .chips::-webkit-scrollbar{display:none}
  .filt .chip{flex:none}
}

/* 06 — INSIGHT CARDS ------------------------------------------------------------- */
.icards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(18px,2.4vw,36px)}
.icard{display:grid;grid-template-rows:auto minmax(0,1fr);background:#fff;border:1px solid var(--line);transition:border-color .4s,transform .7s var(--ease-out),box-shadow .6s}
.icard:hover{border-color:var(--blue);transform:translateY(-6px);box-shadow:0 34px 60px -44px rgba(6,28,41,.55)}
.icard__cover{position:relative;aspect-ratio:16/9;background:var(--ink);overflow:hidden}
.icard__cover svg{position:absolute;inset:0;width:100%;height:100%;transition:transform 1.2s var(--ease-out)}
.icard:hover .icard__cover svg{transform:scale(1.06)}
.icard__cover .tag{position:absolute;left:12px;top:12px}
.icard__body{display:grid;grid-template-rows:auto auto minmax(0,1fr) auto auto;gap:12px;padding:clamp(18px,1.9vw,26px)}
.icard__body .label{color:var(--blue)}
.icard__body h3{font-family:var(--f-display);font-weight:700;font-size:clamp(1.12rem,1.5vw,1.35rem);letter-spacing:-.022em;line-height:1.22}
.icard__body > p{font-size:.9375rem;color:var(--slate)}
.icard__meta{display:flex;flex-wrap:wrap;gap:6px 22px;padding-top:14px;border-top:1px solid var(--line);font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.08em;text-transform:uppercase;color:var(--slate-2)}
.icard__meta div{display:flex;gap:.6em}
.icard__meta dd{color:var(--text)}
.icard__cta{font-size:.75rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--slate-2)}
@media (max-width:1023px){.icards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:639px){.icards{grid-template-columns:1fr}}

/* 06 — PLACEHOLDER / CASE STUDY CARDS -------------------------------------------- */
.ph{display:flex;align-items:center;gap:.8em;padding:.9em 1.1em;border:1px dashed var(--blue-300);background:var(--blue-50);font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--blue-700);line-height:1.5}
.ph::before{content:"";width:8px;height:8px;flex:none;background:var(--orange);transform:rotate(45deg)}
.is-dark .ph{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.28);color:var(--on-dark)}
.cscards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(18px,2.4vw,36px)}
.cscard{position:relative;display:grid;gap:18px;align-content:start;padding:clamp(22px,2.4vw,34px);background:#fff;border:1px solid var(--line);overflow:hidden;transition:border-color .4s,transform .7s var(--ease-out)}
.cscard:hover{border-color:var(--blue);transform:translateY(-6px)}
.cscard__n{font-family:var(--f-display);font-weight:800;font-size:clamp(3.4rem,6vw,5.4rem);line-height:.82;letter-spacing:-.06em;color:transparent;-webkit-text-stroke:1px var(--blue-300)}
.cscard h3{font-family:var(--f-display);font-weight:700;font-size:clamp(1.25rem,1.9vw,1.7rem);letter-spacing:-.024em;line-height:1.1}
.cscard dl{display:grid;gap:0}
.cscard dl > div{display:grid;grid-template-columns:7.5em minmax(0,1fr);gap:12px;padding:.85em 0;border-top:1px solid var(--line);font-size:.875rem}
.cscard dt{font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.12em;text-transform:uppercase;color:var(--slate-2);padding-top:.2em}
.cscard dd{color:var(--slate)}
.skel{display:grid;gap:7px;padding-top:.35em}
.skel i{height:7px;border-radius:4px;background:linear-gradient(90deg,var(--line-2),var(--blue-50),var(--line-2));background-size:200% 100%;animation:skel 2.6s linear infinite}
.skel i:nth-child(2){width:72%}
@keyframes skel{to{background-position:-200% 0}}
@media (max-width:1023px){.cscards{grid-template-columns:1fr}}

/* 06 — DOCUMENT / RESOURCE CARDS ------------------------------------------------- */
.docs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(16px,2vw,28px)}
.doc{position:relative;display:grid;grid-template-rows:auto minmax(0,1fr) auto;gap:16px;min-height:290px;padding:26px 22px 22px;background:#fff;border:1px solid var(--line);
  clip-path:polygon(0 0,calc(100% - 34px) 0,100% 34px,100% 100%,0 100%);transition:transform .7s var(--ease-out),background-color .4s}
.doc::before{content:"";position:absolute;right:0;top:0;width:34px;height:34px;background:linear-gradient(225deg,transparent 50%,var(--blue-100) 50%);transition:background .4s}
.doc:hover{transform:translateY(-6px);background:var(--blue-50)}
.doc .mono{color:var(--blue)}
.doc h3{font-family:var(--f-display);font-weight:700;font-size:1.2rem;letter-spacing:-.02em;line-height:1.18}
.doc p{font-size:.875rem;color:var(--slate);margin-top:8px}
.doc__lines{display:grid;gap:6px;margin-top:14px}
.doc__lines i{height:3px;background:var(--line-2)}
.doc__lines i:nth-child(2){width:80%}.doc__lines i:nth-child(3){width:56%}
@media (max-width:1023px){.docs{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:519px){.docs{grid-template-columns:1fr}.doc{min-height:0}}

/* 06 — BAND (careers) ------------------------------------------------------------ */
.band{position:relative;overflow:hidden;background:var(--blue);color:#fff;padding-block:clamp(64px,8vw,120px);isolation:isolate}
.band__in{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(24px,5vw,90px);align-items:end}
.band .lead{color:rgba(255,255,255,.88)}
.band .idx{color:rgba(255,255,255,.8)}
.band .idx b{color:#fff}
.band .idx::before{background:linear-gradient(to top right,transparent calc(50% - .8px),#fff calc(50% - .8px),#fff calc(50% + .8px),transparent calc(50% + .8px))}
.band__r{display:grid;gap:22px;justify-items:start}
.band__path{position:absolute;inset:0;z-index:-1;opacity:.5;pointer-events:none}
.band .btn--light:hover{color:var(--ink)}
@media (max-width:899px){.band__in{grid-template-columns:1fr}}

/* 06 — READINESS TOOL ------------------------------------------------------------- */
.ready{display:grid;grid-template-columns:minmax(0,6fr) minmax(0,5fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.ready__form,.ready__out{background:#fff;padding:clamp(22px,3.2vw,48px)}
.ready__form{display:grid;gap:clamp(22px,2.6vw,34px);align-content:start}
.ready legend{font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-2);margin-bottom:14px;padding:0}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opt{position:relative}
.opt input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.has-cur .opt input{cursor:none}
.opt span{display:inline-flex;align-items:center;min-height:44px;padding:0 1.1em;border:1px solid var(--line);border-radius:99px;font-size:.75rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--slate);transition:color .3s,background-color .3s,border-color .3s}
.opt:hover span{border-color:var(--blue);color:var(--blue)}
.opt input:checked + span{background:var(--ink);border-color:var(--ink);color:#fff}
.opt input:focus-visible + span{outline:2px solid var(--orange);outline-offset:3px}
.ready__out{position:relative;display:grid;gap:16px;align-content:start;background:var(--ink);color:var(--on-dark);overflow:hidden}
.ready__out .label{color:var(--on-dark-2)}
.ready__out h3{font-family:var(--f-display);font-weight:700;font-size:clamp(1.6rem,2.8vw,2.5rem);letter-spacing:-.03em;line-height:1.05;color:#fff}
.ready__out p{color:var(--on-dark-2)}
.ready__out .tlink{color:#fff;justify-self:start}
.ready__path{height:86px;margin-top:6px}
.fine{font-size:.8125rem;line-height:1.6;color:var(--slate-2)}
.is-dark .fine{color:var(--on-dark-2)}
@media (max-width:899px){.ready{grid-template-columns:1fr}}

/* 06 — ILLUSTRATIVE CALCULATOR ------------------------------------------------------ */
.calc{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.calc__in,.calc__out{background:#fff;padding:clamp(22px,3.2vw,48px)}
.calc__in{display:grid;gap:20px;align-content:start}
.calc__out{display:grid;gap:clamp(18px,2.4vw,30px);align-content:start;background:var(--paper)}
.calc__head{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px}
.calc__rows{display:grid;gap:0}
.calc__row{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:6px 18px;padding:16px 0;border-top:1px solid var(--line)}
.calc__row:last-child{border-bottom:1px solid var(--line)}
.calc__row dt{font-size:.875rem;color:var(--slate)}
.calc__row dd{font-family:var(--f-display);font-weight:700;font-size:clamp(1.3rem,2.2vw,1.9rem);letter-spacing:-.025em;font-variant-numeric:tabular-nums;white-space:nowrap}
.calc__bar{grid-column:1/-1;height:6px;background:var(--line-2);border-radius:0 4px 4px 0;overflow:hidden}
.calc__bar i{display:block;height:100%;width:100%;border-radius:0 4px 4px 0;background:var(--blue);transform-origin:0 50%;transform:scaleX(var(--v,0));transition:transform .9s var(--ease-out)}
.calc__row--exp .calc__bar i{background:var(--slate-2)}
.calc__row--sur .calc__bar i{background:var(--orange)}
.calc__msg{font-size:.875rem;color:var(--slate);min-height:1.5em}
@media (max-width:899px){.calc{grid-template-columns:1fr}}
@media (max-width:419px){.calc__row{grid-template-columns:1fr}}

/* 06 — TEXT BLOCKS ----------------------------------------------------------------- */
.prose-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(20px,4vw,64px)}
@media (max-width:719px){.prose-2{grid-template-columns:1fr}}
.cols-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(20px,3vw,48px)}
@media (max-width:899px){.cols-3{grid-template-columns:1fr}}
.stack{display:grid;gap:clamp(18px,2vw,26px);justify-items:start}
.stack--lg{gap:clamp(28px,4vw,56px)}
.mt{margin-top:clamp(28px,4vw,60px)}
.mt-sm{margin-top:clamp(16px,2vw,26px)}
.center{text-align:center;justify-items:center}

/* list of plain facts, hairline separated */
.flist{display:grid;border-top:1px solid var(--line)}
.flist li{display:grid;grid-template-columns:3em minmax(0,1fr);gap:8px;padding:1.05em 0;border-bottom:1px solid var(--line)}
.flist li .mono{color:var(--blue);padding-top:.25em}
.flist li b{font-family:var(--f-display);font-weight:700;font-size:1.0625rem;letter-spacing:-.015em;display:block}
.flist li span{color:var(--slate);font-size:.9375rem}
.is-dark .flist,.is-dark .flist li{border-color:var(--line-dark)}
.is-dark .flist li span{color:var(--on-dark-2)}
.is-dark .flist li .mono{color:var(--orange)}

/* 07 — FORMS ------------------------------------------------------------------- */
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px clamp(16px,2vw,28px)}
.field{position:relative;display:grid;gap:8px;align-content:start}
.field--full{grid-column:1/-1}
.field label,.field .field__l{font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--slate)}
.field label i{font-style:normal;color:var(--orange-ink)}
.field input,.field select,.field textarea{width:100%;min-height:52px;padding:.85em 1em;border:1px solid var(--line);border-radius:var(--r);background:#fff;color:var(--text);font-size:1rem;line-height:1.4;
  transition:border-color .3s,box-shadow .3s,background-color .3s;appearance:none;-webkit-appearance:none}
.field textarea{min-height:140px;resize:vertical}
.field select{padding-right:2.6em;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5 6 6.5l5-5' fill='none' stroke='%2312709E' stroke-width='1.6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1em center;background-size:12px 8px}
.field input[type="file"]{padding:.7em 1em;font-size:.875rem;color:var(--slate)}
.field input::file-selector-button{margin-right:1em;padding:.5em 1em;border:1px solid var(--line);border-radius:var(--r);background:var(--paper);font:inherit;font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--text);cursor:pointer}
.field input::placeholder,.field textarea::placeholder{color:#9AA8B1}
.field input:hover,.field select:hover,.field textarea:hover{border-color:var(--blue-300)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(18,112,158,.16)}
.field.is-invalid input,.field.is-invalid select,.field.is-invalid textarea{border-color:#B3261E;box-shadow:0 0 0 3px rgba(179,38,30,.1)}
.field__err{font-size:.8125rem;line-height:1.4;color:#B3261E;min-height:0}
.field__err:empty{display:none}
.field__hint{font-size:.8125rem;line-height:1.5;color:var(--slate-2)}
.field--money{position:relative}
.field--money input{padding-left:2.2em;font-variant-numeric:tabular-nums}
.field--money::before{content:"₹";position:absolute;left:1em;bottom:0;height:52px;display:flex;align-items:center;color:var(--slate-2);pointer-events:none}
.form__foot{grid-column:1/-1;display:grid;gap:16px;justify-items:start}
.form__status{grid-column:1/-1;display:none;grid-template-columns:auto minmax(0,1fr);gap:.3em .9em;padding:1em 1.2em;border:1px solid var(--line);border-left:2px solid var(--blue);background:var(--blue-50);font-size:.9375rem;line-height:1.55;color:var(--text);border-radius:0 var(--r) var(--r) 0}
.form__status.is-show{display:grid;animation:panelIn .5s var(--ease-out) both}
.form__status b{grid-column:1/-1;font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase}
.form__status span{grid-column:1/-1}
.form__status[data-state="error"]{border-left-color:#B3261E;background:#FCEEEE}
.form__status[data-state="success"]{border-left-color:#1E7B4B;background:#EDF7F1}
.form__status[data-state="ready"]{border-left-color:var(--orange);background:#FFF6EA}
@media (max-width:639px){.form{grid-template-columns:1fr}}

.formcard{background:#fff;border:1px solid var(--line);padding:clamp(22px,3.4vw,52px)}
.section--ink .formcard{border-color:transparent}
.formcard__head{display:grid;gap:12px;margin-bottom:clamp(22px,3vw,36px)}
.is-dark .formcard .fine{color:var(--slate-2)}
.is-dark .formcard .label{color:var(--slate-2)}

/* 08 — CONTACT ------------------------------------------------------------------ */
.ccards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line)}
.ccard{position:relative;display:grid;grid-template-rows:auto minmax(0,1fr) auto;gap:18px;min-height:clamp(230px,21vw,300px);padding:clamp(22px,2.6vw,38px);background:#fff;overflow:hidden;isolation:isolate;transition:color .45s}
.ccard__ico{width:44px;height:44px;color:var(--blue);transition:color .45s}
.ccard__ico svg{width:100%;height:100%;fill:none;stroke:currentColor;stroke-width:1.4;stroke-linecap:round;stroke-linejoin:round;overflow:visible}
.ccard__v{align-self:end;font-family:var(--f-display);font-weight:700;font-size:clamp(1.1rem,1.75vw,1.55rem);letter-spacing:-.022em;line-height:1.22;overflow-wrap:anywhere}
.ccard--mail .ccard__v{font-size:clamp(1rem,1.3vw,1.3rem)}
.ccard__a{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:16px;border-top:1px solid var(--line);font-size:.75rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;transition:border-color .45s}
.ccard .label{transition:color .45s}
/* call: rings ripple outward */
.ccard--call::before{content:"";position:absolute;left:clamp(22px,2.6vw,38px);top:clamp(22px,2.6vw,38px);width:44px;height:44px;border-radius:50%;z-index:-1;background:var(--blue);transform:scale(0);transition:transform .8s var(--ease-out)}
.ccard--call:hover::before,.ccard--call:focus-visible::before{transform:scale(22)}
.ccard--call:hover,.ccard--call:focus-visible{color:#fff}
.ccard--call:hover .ccard__ico,.ccard--call:hover .label{color:#fff}
.ccard--call:hover .ccard__a{border-color:rgba(255,255,255,.3)}
.ccard--call .wave{transform-box:fill-box;transform-origin:0 100%;opacity:.35;transition:opacity .3s}
.ccard--call:hover .wave{animation:wave 1.3s var(--ease) infinite;opacity:1}
.ccard--call:hover .wave + .wave{animation-delay:.22s}
@keyframes wave{0%{opacity:0;transform:scale(.6)}40%{opacity:1}100%{opacity:0;transform:scale(1.15)}}
/* email: a sheet slides up, like a letter leaving the envelope */
.ccard--mail::before{content:"";position:absolute;inset:0;z-index:-1;background:var(--ink);transform:translateY(calc(100% + 60px)) skewY(-4deg);transform-origin:0 100%;transition:transform .75s var(--ease-out)}
.ccard--mail:hover::before,.ccard--mail:focus-visible::before{transform:none}
.ccard--mail:hover,.ccard--mail:focus-visible{color:#fff}
.ccard--mail:hover .ccard__ico{color:var(--orange)}
.ccard--mail:hover .label{color:var(--on-dark-2)}
.ccard--mail:hover .ccard__a{border-color:var(--line-dark)}
.ccard--mail .flap{transform-box:fill-box;transform-origin:50% 0;transition:transform .6s var(--ease-out)}
.ccard--mail:hover .flap{transform:scaleY(-.75)}
/* visit: a map grid fades in and the pin drops */
.ccard--visit::before{content:"";position:absolute;inset:0;z-index:-1;opacity:0;transition:opacity .6s;
  background:linear-gradient(rgba(18,112,158,.14) 1px,transparent 1px) 0 0/34px 34px,linear-gradient(90deg,rgba(18,112,158,.14) 1px,transparent 1px) 0 0/34px 34px,var(--blue-50)}
.ccard--visit:hover::before,.ccard--visit:focus-visible::before{opacity:1}
.ccard--visit .pin{transition:transform .6s var(--ease-out)}
.ccard--visit:hover .pin{animation:pin .9s var(--ease-out)}
.ccard--visit:hover .ccard__ico{color:var(--orange-ink)}
@keyframes pin{0%{transform:translateY(-16px);opacity:0}60%{transform:translateY(2px);opacity:1}100%{transform:none}}
@media (max-width:899px){.ccards{grid-template-columns:1fr}.ccard{min-height:0}}

.contact__grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(28px,6vw,110px);align-items:start}
@media (max-width:899px){.contact__grid{grid-template-columns:1fr}}
.map{position:relative;height:clamp(360px,42vw,560px);background:var(--blue-50);border:1px solid var(--line);overflow:hidden}
.map iframe{position:absolute;inset:0;width:100%;height:100%;border:0;filter:saturate(.8)}
.map__card{position:absolute;left:clamp(12px,2vw,28px);bottom:clamp(12px,2vw,28px);z-index:2;display:grid;gap:10px;max-width:min(330px,calc(100% - 24px));padding:20px 22px;background:#fff;border:1px solid var(--line);box-shadow:0 26px 50px -30px rgba(6,28,41,.55);font-size:.9375rem}
.map__card address{font-style:normal;color:var(--slate);line-height:1.55}
@media (max-width:639px){.map{height:460px}}

/* 08 — LEGAL PAGES ---------------------------------------------------------------- */
.legal{display:grid;grid-template-columns:minmax(0,3.2fr) minmax(0,8.8fr);gap:clamp(28px,6vw,110px);align-items:start}
.legal__toc{position:sticky;top:calc(var(--hh) + 32px);display:grid;gap:14px}
.legal__toc ol{display:grid;gap:.6em;counter-reset:t;border-left:1px solid var(--line)}
.legal__toc li{counter-increment:t}
.legal__toc a{display:block;padding-left:16px;margin-left:-1px;border-left:1px solid transparent;font-size:.875rem;color:var(--slate);transition:color .3s,border-color .3s}
.legal__toc a:hover{color:var(--blue);border-color:var(--orange)}
.prose{max-width:46em;color:var(--slate)}
.prose > section + section{margin-top:clamp(34px,4vw,56px)}
.prose h2{font-family:var(--f-display);font-weight:700;font-size:clamp(1.3rem,2vw,1.7rem);letter-spacing:-.022em;line-height:1.2;color:var(--text);margin-bottom:.7em;display:flex;gap:.8em;align-items:baseline}
.prose h2 span{font-family:var(--f-mono);font-size:.6875rem;font-weight:500;letter-spacing:.12em;color:var(--blue)}
.prose p + p,.prose ul + p,.prose p + ul{margin-top:1em}
.prose ul{display:grid;gap:.6em}
.prose ul li{position:relative;padding-left:1.7em}
.prose ul li::before{content:"";position:absolute;left:0;top:.75em;width:1em;height:1px;background:var(--orange)}
.prose a{color:var(--blue);text-decoration:underline;text-underline-offset:.2em;text-decoration-thickness:1px}
.prose strong{color:var(--text);font-weight:600}
.legal__meta{font-family:var(--f-mono);font-size:.6875rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate-2)}
@media (max-width:899px){.legal{grid-template-columns:1fr}.legal__toc{position:static}}

/* 09 — REDUCED MOTION -------------------------------------------------------------- */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;animation-delay:0s!important;transition-duration:.001ms!important;transition-delay:0s!important}
  .js [data-reveal],.js [data-stagger] > *,.js [data-reveal="lines"] .ln > span{opacity:1!important;transform:none!important}
  .js .media[data-reveal="mask"]::after,[role="tabpanel"] .media::after{display:none!important}
  .js .media[data-reveal="mask"] img{transform:none!important}
  .bgrid,.scrollcue i::after,.fab__pulse::after,.skel i{animation:none!important}
  .loader{display:none!important}
  .hero__bg img,.phero__bg img{transform:none!important}
}

/* 09 — PRINT ------------------------------------------------------------------------ */
@media print{
  .hdr,.mnav,.fab,.loader,.cur,.sprog,.bgrid{display:none!important}
  .hero,.phero,.section--ink,.fcta,.ftr{background:#fff!important;color:#000!important}
  [data-reveal],[data-stagger] > *{opacity:1!important;transform:none!important}
}

/* 06 — FINANCE AREAS ---------------------------------------------------------------- */
.fareas{border-top:1px solid var(--line)}
.farea{display:grid;grid-template-columns:3.2em minmax(0,4fr) minmax(0,7fr);gap:clamp(14px,3vw,56px);align-items:start;padding:clamp(26px,3.6vw,54px) 0;border-bottom:1px solid var(--line);scroll-margin-top:calc(var(--hh) + 20px)}
.farea > .mono{color:var(--blue);padding-top:.55em}
.farea h3{transition:color .4s}
.farea:target h3{color:var(--blue)}
.farea__b{display:grid;gap:18px}
.farea__tags{display:flex;flex-wrap:wrap;gap:6px}
.farea__tags li{font-family:var(--f-mono);font-size:.625rem;letter-spacing:.12em;text-transform:uppercase;padding:.5em .8em;border:1px solid var(--line);border-radius:99px;color:var(--slate)}
@media (max-width:719px){.farea{grid-template-columns:2.4em minmax(0,1fr)}.farea__b{grid-column:2}}
.segrow{scroll-margin-top:calc(var(--hh) + 10px)}